3522 Third Lake Rd, Rhinelander, WI 54501 Property Records

Oneida County property record for 3522 Third Lake Rd, Rhinelander, WI 54501

Property Summary

Property TypeSingle Family Home
Lot Size1.51 acres (65,776 sqft)
Owner2 Individual Names on Record
Tax Bill$2,527 (2025)
Deeds & MortgagesMay 2019 Second Mortgage
Sep 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APNST 641

Property Details

APN / Parcel Number

Primary APNST 641

Exterior

Lot Area65,776 sqft (1.51 acres)

Location & Zoning

Street Address3522 THIRD LAKE RD
CityRHINELANDER
StateWI
Zip54501-8560
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 428057/518-232 BRYN AFON PARK LOT 20SEE LIO RD/ADDR FILE IF CONVEYED
Legal Range10E
Legal Township37N
Legal Section31
Legal SubdivisionBRYN AFON PARK
Legal Lot Number20
JurisdictionONEIDA WI
Township / Civil DivisionSTELLA
Census Block Group2
Census Block2115
Census Tract970104

Owner

Source: Oneida County records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3522 THIRD LAKE RD, RHINELANDER, WI 54501-8560
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 29, 2019Deed of Trust, Mortgage · Stand-Alone Second Mortgage
COVANTAGE CU
Sep 7, 2021Deed of Trust, Mortgage · Line of Credit
COVANTAGE CU

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedJun 8, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONEIDA WI
Property AddressRHINELANDER, WI 54501
Transaction TypeMortgage
Record UpdatedMay 1, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000793603
DateMay 29, 2019
Instrument793603
Lender
NameCOVANTAGE CU
TypeCredit Union
AddressANTIGO, WI 54409
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term120 Months
DueMay 28, 2029

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONEIDA WI
Property AddressRHINELANDER, WI 54501
Transaction TypeMortgage
Record UpdatedMay 1, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000825039
DateSep 7, 2021
Instrument825039
Lender
NameCOVANTAGE CU
TypeCredit Union
AddressANTIGO, WI 54409
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 15, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Oneida County assessment roll, as of March 24, 2026

Property Jurisdictions

TypeName
StateWisconsin
CountyOneida County
County SubdivisionStella Town
Unified School DistrictRhinelander School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,527.00 (+16.02%)$143,800 (-) Land $16,300 Building $127,500$241,865 Land $27,416 Building $214,449
2023$2,178.00 Homeowner's exemption$143,800 Land $16,300 Building $127,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2013

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Third Lake Rd

Nearby Streets

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