3522 Stone Mill Dr, Arnold, MO 63010 Property Records

Jefferson County property record for 3522 Stone Mill Dr, Arnold, MO 63010 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	2 ba · 960 sqft · built 1992
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Tax Bill	$1,716 (2023)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-6.0-23.0-1-001-002.34`

Property Details

APN / Parcel Number

Primary APN	`02-6.0-23.0-1-001-002.34`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	960 sqft Living Area
1st Floor Area	960 sqft

Exterior

Year Built	Built 1992
Architectural Style	Split Level
Construction Type	Frame
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	528 sqft
Porch	Porch
Porch Area	24 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	3522 STONE MILL DR
City	ARNOLD
State	MO
Zip	63010-4661
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DUTCH MILL FARMS 5 LOT 90
Legal Range	05
Legal Township	43
Legal Section	23
Legal Quarter	NE
Legal Subdivision	DUTCH MILL FARMS 5
Legal Block	1
Legal Lot Number	90
Jurisdiction	JEFFERSON MO
Township / Civil Division	WINDSOR
Census Block Group	1
Census Block	1008
Census Tract	700119

Owner

Source: Jefferson County records · APN 02-6.0-23.0-1-001-002.34

Assessment roll updated May 31, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3522 STONE MILL DR, ARNOLD, MO 63010-4661
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 28, 2020
Deed Sale	Sep 28, 2020
Prior Sale	Apr 27, 2016
Deed Document Number	2020R-036041
Record Updated	Jun 08, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Sep 28, 2020
Property Address	3522 STONE MILL DR, ARNOLD, MO 63010-4661
Document Number	0000036041
Instrument Date	Aug 25, 2020
Instrument	36041
Transaction Type	Transfer
Record Updated	Nov 20, 2020
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1730 DEBRA LN ARNOLD MO 630102402, ARNOLD, MO 63010-2402

Mortgage

Document Number	36042
Date	Sep 28, 2020
Instrument	36042

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 27, 2050

Tax Assessment & Valuation

Source: Jefferson County records · Assessment roll updated May 31, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$26,400 (+9.09%) Land $2,900 Building $23,500
2024			$138,900 (+9.28%) Land $15,000 Building $123,900
2023	$1,716.00	$24,200 Land $2,900 Building $21,300	$127,100 Land $15,000 Building $112,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jefferson County (29099C), updated October 2, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290997001191, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 10 individual NFIP policies nearby
Nearby Flood Policies	10 in force 10 of 10 on primary residences
Nearby Flood Claims	50 (1982–2025)
Claims Outside the SFHA	15 of 50
Most Recent Claim	Apr 2025, rainfall accumulation
Flood Events	Severe Storms, Tornadoes, Straight-line Winds And Flooding (May 2017), 7 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding (Dec 2015), 7 claims Severe Storms & Flooding (Sep 1993), 8 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.