3522 Silverado Trl, Normal, IL 61761 Property Records

McLean County property record for 3522 Silverado Trl, Normal, IL 61761

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 959 sqft · built 2008
Lot Size	0.164 acres (7,152 sqft)
Owner	Individual Name on File
Last Sale	$310,000 (Dec 2021)
Tax Bill	$7,427 (2024)
Deeds & Mortgages	Oct 2011 Mortgage Dec 2010 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`15-19-153-002`

Property Details

APN / Parcel Number

Primary APN	`15-19-153-002`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	959 sqft Living Area
1st Floor Area	1,310 sqft
2nd Floor Area	608 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,152 sqft (0.164 acres)
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3522 SILVERADO TRL
City	NORMAL
State	IL
Zip	61761-9535
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VINEYARDS 1 SUB LOT 136
Legal Range	03E
Legal Township	24N
Legal Section	19
Legal Subdivision	VINEYARDS 1 SUB
Legal Lot Number	136
Jurisdiction	MCLEAN IL
Township / Civil Division	TOWANDA
Census Block Group	5
Census Block	5114
Census Tract	5102

Owner

Source: McLean County assessment roll, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3522 SILVERADO TRL, NORMAL, IL 61761-9535
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2011	Deed of Trust, Mortgage · Conventional Mortgage SOUTH CENTRAL ILLINOIS MORTGAGE LLC
Dec 22, 2010	Deed of Trust, Mortgage · Conventional Mortgage MID ILLINI CREDIT UNION
Mar 1, 2012	Deed of Trust, Mortgage · Conventional Mortgage SOUTH CENTRAL ILLINOIS MORTGAGE LLC
Dec 17, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE MORTGAGE SERVICES LLC
Jun 10, 2011	Warranty Deed, Transfer · Conventional Mortgage FREESTAR BANK NA
Mar 25, 2009	Corporation Deed, Subdivision Related Transfer · Stand-Alone First Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 17, 2021 · Amount on Record
Deed Sale	Dec 17, 2021 · Amount on Record
Prior Sale	Jun 10, 2011 · Amount on Record
Deed Document Number	202129650
Record Updated	Jun 8, 2026

October 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	3522 SILVERADO TRL, NORMAL, IL 61761-9535
Transaction Type	Mortgage
Record Updated	Apr 13, 2026
Title Company	FRONTIER TITLE COMPANY, FRONITER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201100022035
Date	Oct 6, 2011
Instrument	2011-00022035

Lender

Name	SOUTH CENTRAL ILLINOIS MORTGAGE LLC
Type	Non-Lending Institution
Address	ALTON, IL 62002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2026

December 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	3522 SILVERADO TRL, NORMAL, IL 61761-9535
Transaction Type	Mortgage
Record Updated	Apr 13, 2026
Title Company	MCLEAN COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201000033791
Date	Dec 22, 2010
Instrument	2010-00033791

Lender

Name	MID ILLINI CREDIT UNION
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2026

March 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	3522 SILVERADO TRL, NORMAL, IL 61761-9535
Transaction Type	Mortgage
Record Updated	Apr 13, 2026
Title Company	FRONTIER TITLE COMPANY, FRONTIER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201200005346
Date	Mar 1, 2012
Instrument	2012-00005346

Lender

Name	SOUTH CENTRAL ILLINOIS MORTGAGE LLC
Address	ALTON, IL 62002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2027

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Dec 17, 2021
Property Address	3522 SILVERADO TRL, NORMAL, IL 61761-9535
Document Number	202100029650
Map Reference	DOC 2007-00007053
Instrument Date	Dec 13, 2021
Instrument	2021-00029650
Transaction Type	Transfer
Record Updated	Apr 13, 2026
Title Company	FTC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$465.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3522 SILVERADO TRL, NORMAL, IL 61761-9535

Mortgage

Document Number	202100029651
Date	Dec 17, 2021
Instrument	2021-00029651

Lender

Name	FIRST STATE MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.12%

June 2011: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jun 10, 2011
Property Address	3522 SILVERADO TRL, NORMAL, IL 61761-9535
Document Number	201100012888
Map Reference	DOC2007-7053
Instrument Date	May 25, 2011
Instrument	2011-00012888
Transaction Type	Transfer
Record Updated	Apr 13, 2026
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3522 SILVERADO RD, 67161

Mortgage

Document Number	201100012889
Date	Jun 10, 2011
Instrument	2011-00012889

Lender

Name	FREESTAR BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2026

March 2009: Corporation Deed, Subdivision Related Transfer

Document Type	Corporation Deed
Jurisdiction	MCLEAN IL
Recording Date	Mar 25, 2009
Property Address	3522 SILVERADO TRL, NORMAL, IL 61761-9535
Document Number	200900008926
Instrument Date	Mar 19, 2009
Instrument	2009-00008926
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 13, 2026
Title Company	FRONTIER TITLE COMPANY, FRONTIER TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$327.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3522 SILVERADO TRL, NORMAL, IL 61761-9535

Mortgage

Document Number	200900008927
Date	Mar 25, 2009
Instrument	2009-00008927

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2039

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Towanda Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$106,508 (+21.55%) Land $19,803 Building $86,705	$319,524 (+21.55%) Land $59,409 Building $260,115
2024	$7,427.00 (+7.34%)
2023	$6,919.00	$87,625 Land $16,292 Building $71,333	$262,875 Land $48,876 Building $213,999

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1979–2021)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Oct 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAL serves 52,736 people · EPA ID IL1130900
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Holdings Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
Benton Ridge Telephone Company Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Pavlov Media.

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