Lorain County property record for 3522 Seneca Ave, Lorain, OH 44055
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,110 sqft · built 1960 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $915 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage May 2018 Sale + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 03-00-100-101-025 |
| Primary APN | 03-00-100-101-025 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,110 sqft Living Area |
| Gross Area | 1,410 sqft |
| 1st Floor Area | 1,110 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Lot Area | 3,920 sqft (0.09 acres) |
| Lot Dimensions | 100 ft deep x 40 ft wide |
| Garage Type | Attached |
| Garage Area | 300 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Patio Area | 128 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 3522 SENECA AVE |
|---|---|
| City | LORAIN |
| State | OH |
| Zip | 44055-1838 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S L CO 40 X 100 |
| Legal Subdivision | S L CO |
| Legal Block | 101 |
| Legal Lot Number | 933-4 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | LORAIN |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 23100 |
Source: Lorain County records, as of September 24, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3522 SENECA AVE, LORAIN, OH 44055-1838 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 18, 2021 | Warranty Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC |
| May 14, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Jan 3, 2018 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 18, 2021 |
| Deed Sale | Oct 18, 2021 |
| Prior Sale | May 14, 2018 · Amount on Record |
| Prior Transfer Date | Oct 29, 2004 |
| Prior Transfer Doc | 0000037083 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Oct 18, 2021 |
| Property Address | 3522 SENECA AVE, LORAIN, OH 44055-1838 |
| Document Number | 20210844617 |
| Map Reference | VOL 4 PG 23&24 |
| Instrument Date | Oct 15, 2021 |
| Instrument | 2021-0844617 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3522 SENECA AVE, LORAIN, OH 44055-1838 |
| Document Number | 20210844618 |
|---|---|
| Date | Oct 18, 2021 |
| Instrument | 2021-0844618 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | May 14, 2018 |
| Property Address | 3522 SENECA AVE, LORAIN, OH 44055-1838 |
| Document Number | 0000672172 |
| Instrument Date | May 10, 2018 |
| Instrument | 672172 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $122.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 614 W SUPERIOR AVE CLEVELAND OH 441131334, CLEVELAND, OH 44113-1334 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jan 3, 2018 |
| Property Address | 3522 SENECA AVE, LORAIN, OH 44055-1838 |
| Document Number | 0000657055 |
| Instrument Date | Dec 22, 2017 |
| Instrument | 657055 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 22, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $104.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | 3522 SENECA AVE LORAIN OH 440551838, LORAIN, OH 44055-1838 |
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Lorain City |
| Unified School District | Lorain City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $915.00 (-7.29%) Homeowner's exemption | $23,950 (-0.03%) Land $3,210 Building $20,740 | $68,450 (-) Land $9,180 Building $59,270 |
| 2024 | $987.00 (+4.22%) | $23,958 (+30.28%) Land $3,213 Building $20,745 | $68,450 (+30.28%) Land $9,180 Building $59,270 |
| 2023 | $947.00 (+0.96%) | $18,390 (-) Land $1,957 Building $16,433 | $52,540 (-) Land $5,590 Building $46,950 |
| 2022 | $938.00 | $18,390 Land $1,960 Building $16,430 | |
| 2021 | $52,540 Land $5,590 Building $46,950 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 25 policies |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 3 (2023) |
| Most Recent Claim | Aug 2023 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 482 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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