3522 S Spring Ave, Saint Louis, MO 63116 Property Records

St. Louis City property record for 3522 S Spring Ave, Saint Louis, MO 63116

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,046 sqft · built 1907
Lot Size	0.084 acres (3,646 sqft)
Owner	2 Individual Names on File
Last Sale	$393,480 (Nov 2025)
Tax Bill	$4,886 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Mar 2021 Sale & Mortgage + 1 more
APN	`4183-9-150.000`

Property Details

APN / Parcel Number

Primary APN	`4183-9-150.000`
Alternative APN	`4183-00-0150-0`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,046 sqft Living Area
1st Floor Area	1,023 sqft

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Brick
Lot Area	3,646 sqft (0.084 acres)

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Central

Location & Zoning

Street Address	3522 S SPRING AVE
City	SAINT LOUIS
State	MO
Zip	63116-4735
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Description	C. B. 4183 SPRING AVE 25 FT X 150 FT HUNTS ADDN BLOCK 6 LOT 10
Legal Subdivision	HUNTS ADDN
Legal Block	6
Legal Lot Number	10
Jurisdiction	ST LOUIS CITY MO
Township / Civil Division	ST. LOUIS
Census Block Group	2
Census Block	2003
Census Tract	116302

Owner

3522 S Spring Ave is owned and occupied by two individuals who bought it in November 2025.

Source: St. Louis City records, as of June 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3522 S SPRING AVE, SAINT LOUIS, MO 63116-4735
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2025	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 8, 2021	Warranty Deed, Transfer · FHA Mortgage DELMAR FINANCIAL CO
Aug 4, 2020	Warranty Deed, Construction Loan · Line of Credit HERITAGE CMNTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2025 · Amount on File
Deed Sale	Nov 20, 2025 · Amount on File
Prior Sale	Mar 8, 2021 · Amount on File
Deed Document Number	20258
Deed Book / Page	11202025 / 8
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS CITY MO
Recording Date	Nov 20, 2025
Property Address	3522 S SPRING AVE, SAINT LOUIS, MO 63116-4735
Document Number	0000000008
Instrument Date	Nov 18, 2025
Instrument	11202025-0008
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE COMPANY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1018 STONE HILL HWY, HERMANN, MO 65041-1207

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3522 S SPRING AVE, SAINT LOUIS, MO 63116-4735

Mortgage

Document Number	0000000009
Date	Nov 20, 2025
Instrument	11202025-0009

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS CITY MO
Recording Date	Mar 8, 2021
Property Address	3522 S SPRING AVE, SAINT LOUIS, MO 63116-4735
Document Number	0000000133
Instrument Date	Mar 1, 2021
Instrument	03082021-0133
Transaction Type	Transfer
Record Updated	Dec 10, 2021
Title Company	NOT AVAILABLE, ST LOUIS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 175, EUREKA, MO 63025-0175

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3522 S SPRING AVE, SAINT LOUIS, MO 63116-4735

Mortgage

Document Number	0000000134
Date	Mar 8, 2021
Instrument	03082021-0134

Lender

Name	DELMAR FINANCIAL CO
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

August 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ST LOUIS CITY MO
Recording Date	Aug 4, 2020
Property Address	3522 S SPRING AVE, SAINT LOUIS, MO 63116-4735
Document Number	0008040180
Instrument Date	Jul 31, 2020
Instrument	200804000180
Transaction Type	Construction Loan
Record Updated	Sep 29, 2020
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 175 EUREKA MO 630250175, EUREKA, MO 63025-0175

Mortgage

Document Number	8040181
Date	Aug 4, 2020
Instrument	200804000181

Lender

Name	HERITAGE CMNTY BK
Type	Bank
Address	UNION, MO 63084

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Aug 3, 2021

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3522 S Spring Ave was $4,886.

Source: St. Louis City assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	St. Louis City
Unified School District	St. Louis City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$55,700 (-) Land $950 Building $54,750
2025	$4,886.00	$55,700 Land $950 Building $54,750	$293,149 Land $5,000 Building $288,149
2023	$4,062.00 (+6.47%)	$47,350 (+10.76%) Land $950 Building $46,400	$249,211 Land $5,000 Building $244,211
2022	$3,815.00	$42,750 Land $950 Building $41,800
2021			$225,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 3522 S Spring Ave; there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	1 (1979)
Most Recent Claim	Apr 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3522 S Spring Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST LOUIS CITY PWS serves 304,709 people · EPA ID MO6010715
Water Source	Surface water
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 869 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: T-Mobile, Verizon.

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