3522 Rowe Pl, Lafayette, CA 94549 Property Records

Contra Costa County property record for 3522 Rowe Pl, Lafayette, CA 94549

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,475 sqft · built 1949
Lot Size	0.225 acres (9,800 sqft)
Owner	Company Name on Record
Last Sale	$425,000 (Apr 1997)
Tax Bill	$10,060 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`239-010-008-5`

Property Details

APN / Parcel Number

Primary APN	`239-010-008-5`
Alternative APN	`239-010-008`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,475 sqft Living Area
1st Floor Area	2,475 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1976
Lot Area	9,800 sqft (0.225 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3522 ROWE PL
City	LAFAYETTE
State	CA
Zip	94549-5012
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAFAYETTE HOMELAND #1 LOT 6
Legal Subdivision	LAFAYETTE HOMELAND 01
Legal Lot Number	6
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1008
Census Tract	351200

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3522 ROWE PL, LAFAYETTE, CA 94549-5012
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2025	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jan 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 1997 · Amount on Record
Deed Sale	Apr 25, 1997 · Amount on Record
Prior Sale	Sep 3, 1996 · Amount on Record
Deed Document Number	199767716
Last Transfer Date	May 26, 2023
Transfer Doc	0000102566
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3522 ROWE PL, LAFAYETTE, CA 94549-5012
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3522 ROWE PL, LAFAYETTE, CA 94549-5012

Mortgage

Document Number	0000102490
Date	Oct 1, 2025
Instrument	2025- 102490

Lender

Name	PNC BANK NA
Type	Bank
Address	PO BOX 8800, DAYTON, OH 45401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Sep 25, 2065

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3522 ROWE PL, LAFAYETTE, CA 94549-5012
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011401
Date	Jan 21, 2020
Instrument	2020-011401

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Lafayette City
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Lafayette Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$751,065 (+2%) Land $362,807 Building $388,258
2025	$10,060.00 (+3.7%) Homeowner's exemption	$736,340 (+4.04%) Land $355,694 Building $380,646
2023	$9,701.00 (+1.58%) Homeowner's exemption	$707,749 Land $341,883 Building $365,866
2022	$9,550.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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