3522 River Rd, Cincinnati, OH 45204 Property Records

Hamilton County property record for 3522 River Rd, Cincinnati, OH 45204

Property Summary

Property Type	Apartments (5+ Units)
Details	3,120 sqft · built 1928
Lot Size	0.066 acres (2,875 sqft)
Owner	Company Name on Record
Tax Bill	$3,632 (2025)
Deeds & Mortgages	Aug 2023 Sale Dec 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`157-0060-0086-00`

Property Details

APN / Parcel Number

Primary APN	`157-0060-0086-00`

Interior

Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,120 sqft
1st Floor Area	1,560 sqft
2nd Floor Area	1,560 sqft

Exterior

Year Built	Built 1928
Lot Area	2,875 sqft (0.066 acres)
Lot Dimensions	74 ft deep x 117 ft wide

Location & Zoning

Street Address	3522 RIVER RD
City	CINCINNATI
State	OH
Zip	45204-1152
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	RIVER RD 31.42 X 74.14 IRRPT LOT 8 C FLEISCHMANN SUB
Legal Subdivision	C FLEISCHMANN SUB
Legal Lot Number	8
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1013
Census Tract	10300

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	8595 BEECHMONT AVE STE 103, 103, CINCINNATI, OH 45255-4740
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2023	Warranty Deed, Transfer
Dec 8, 2022	Deed of Trust, Mortgage · Line of Credit ANNEX CAPITAL LLC
Nov 28, 2022	Warranty Deed, Transfer PROMINENT TITLE LLC, PROMINENT TITLE
Nov 21, 2022	Warranty Deed, Transfer PROMINENT TITLE LLC, PROMINENT TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2023
Deed Sale	Aug 30, 2023
Prior Sale	Nov 28, 2022 · Amount on Record
Deed Document Number	0000061430
Deed Book / Page	14990 / 1549
Record Updated	Jun 8, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 30, 2023
Property Address	3522 RIVER RD, CINCINNATI, OH 45204-1152
Document Number	0000061430
Book / Page	14990 / 1549
Map Reference	MB 10 PG 59
Instrument Date	Aug 17, 2023
Instrument	2023-0061430
Transaction Type	Transfer
Record Updated	Sep 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8595 BEECHMONT AVE STE 103, 103, CINCINNATI, OH 45255-4740

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3522 RIVER RD, CINCINNATI, OH 45204-1152
Transaction Type	Mortgage
Record Updated	Jan 25, 2023
Title Company	HOMETOWN TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000112004
Date	Dec 8, 2022
Book Page	14809/1892
Instrument	2022-0112004

Lender

Name	ANNEX CAPITAL LLC
Type	Non-Lending Institution
Address	LOUISVILLE, KY 40207

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Dec 1, 2023

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 28, 2022
Property Address	3522 RIVER RD, CINCINNATI, OH 45204-1152
Document Number	0000108478
Book / Page	14801 / 514
Map Reference	MB 10 PG 59
Instrument Date	Nov 15, 2022
Instrument	2022-0108478
Transaction Type	Transfer
Record Updated	Dec 21, 2022
Title Company	PROMINENT TITLE LLC, PROMINENT TITLE

Transaction

Amount	Amount Recorded
Tax	$375.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8595 BEEEHMONT AVENUE #103 # 103, 103, CINCINNATI, OH 45255-4740
Investor	Possibly a Property Investor

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 21, 2022
Property Address	3522 RIVER RD, CINCINNATI, OH 45204-1152
Document Number	0000107563
Book / Page	14798 / 2017
Map Reference	MB 10 PG 59
Instrument Date	Nov 15, 2022
Instrument	2022-0107563
Transaction Type	Transfer
Record Updated	Dec 21, 2022
Title Company	PROMINENT TITLE LLC, PROMINENT TITLE

Transaction

Amount	Amount Recorded
Tax	$300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1125 WAYCROSS RD, CINCINNATI, OH 45240-3025
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,632.00 (+0.69%)	$43,645 (-) Land $7,000 Building $36,645
2024	$3,607.00 (+0.25%)	$43,645 (-) Land $7,000 Building $36,645
2023	$3,598.00 (+62.88%)	$43,645 (+80.22%) Land $7,000 Building $36,645	$124,700 (+80.23%) Land $20,000 Building $104,700
2022	$2,209.00	$24,217 Land $6,678 Building $17,539
2020			$69,190 Land $19,080 Building $50,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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