3522 Ramsgate Dr, Lansing, MI 48906 Property Records

Clinton County property record for 3522 Ramsgate Dr, Lansing, MI 48906 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2003
Square Footage1,912 sqft Living Area
Lot Size13,068 sqft (0.3 acres)
OccupancyOwner Occupied
Last Sale$380,000 (2026)
Tax Bill$3,040.00 (2025)

Owner

Source: Clinton County records · APN 050-445-000-134-00

Assessment roll updated June 2, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address761 FITTING AVE, LANSING, MI 48917-2229
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Mar 14, 2022Deed of Trust, Mortgage
LAKE TRUST CU
May 06, 2008Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
TAYLOR BEAN & WHITAKER MORTGAGE CORP
Mar 03, 2006Deed of Trust, Mortgage · Stand Alone Second Mortgage
MICHIGAN STATE UNIVERSITY FCU
Jun 01, 2005Deed of Trust, Mortgage · Conventional Mortgage
HOME LOAN CENTER INC
Oct 24, 2006Deed of Trust, Mortgage
NATIONAL CITY BANK
Jun 03, 2026Warranty Deed, Transfer · Conventional Mortgage
DART BANK
May 14, 2007Warranty Deed, Transfer · Conventional Mortgage
AMERICAS WHOLESALE LENDER

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 03, 2026 · Amount on Record
Deed SaleJun 03, 2026 · Amount on Record
Prior SaleMay 14, 2007 · Amount on Record
Deed Doc Number20265365255
Record RefreshedSep 20, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLINTON MI
Property Address3522 RAMSGATE DR, LANSING, MI 48906-9262
Transaction TypeMortgage
Record UpdatedJul 01, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3522 RAMSGATE DR, LANSING, MI 48906-9262
InvestorPossibly a Property Investor

Mortgage

Document Number0005322681
DateMar 14, 2022
Instrument5322681
Lender
NameLAKE TRUST CU
TypeCredit Union
AddressBRIGHTON, MI 48114
Agreement
AmountAmount Recorded
Term241 Months
DueApr 01, 2042

May 2008: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLINTON MI
Property Address3522 RAMSGATE DR, LANSING, MI 48906-9262
Transaction TypeMortgage
Record UpdatedJul 01, 2026
Title CompanyFREEDOM TITLE INS AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0005130850
DateMay 06, 2008
Instrument5130850
Lender
NameTAYLOR BEAN & WHITAKER MORTGAGE CORP
TypeMortgage Company
AddressOCALA, FL 34475
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2038

March 2006: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLINTON MI
Property Address3522 RAMSGATE DR, LANSING, MI 48906-9262
Transaction TypeMortgage
Record UpdatedJul 01, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005096191
DateMar 03, 2006
Instrument5096191
Lender
NameMICHIGAN STATE UNIVERSITY FCU
TypeCredit Union
Address600 SPARTAN AVE, EAST LANSING, MI 48823
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term118 Months
DueJan 15, 2016

June 2005: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLINTON MI
Property Address3522 RAMSGATE DR, LANSING, MI 48906-9262
Transaction TypeMortgage
Record UpdatedJul 01, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005080810
DateJun 01, 2005
Instrument5080810
Lender
NameHOME LOAN CENTER INC
TypeLending Institution
AddressIRVINE, CA 92618
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2035

October 2006: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLINTON MI
Property Address3522 RAMSGATE DR, LANSING, MI 48906-9262
Transaction TypeMortgage
Record UpdatedJul 01, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005108062
DateOct 24, 2006
Instrument5108062
Lender
NameNATIONAL CITY BANK
TypeBank
Address6750 MILLER RD, BRECKSVILLE, OH 44141
Agreement
AmountAmount Recorded
Term238 Months
DueAug 24, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLINTON MI
Recording DateJun 03, 2026
Property Address3522 RAMSGATE DR, LANSING, MI 48906-9262
Document Number0005365255
Instrument DateJun 03, 2026
Instrument20265365255
Transaction TypeTransfer
Record UpdatedJun 25, 2026
Title CompanyTITLE PROFESSIONALS, TITLE PROFESSIONALS GROUP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$330,068.00
Amount AccuracyCalculated from Tax (Full/Partial Unknown)
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address761 FITTING AVE, LANSING, MI 48917-2229

Mortgage

Document Number0005365255,
DateJun 03, 2026
Instrument20265365255
Lender
NameDART BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate TypeFixed Rate
Rate6.23%
Initial TypeFixed Rate
Max Rate-1%

May 2007: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLINTON MI
Recording DateMay 14, 2007
Property Address3522 RAMSGATE DR, LANSING, MI 48906-9262
Document Number0005116938
Map ReferenceLB9 PG83
Instrument DateMay 08, 2007
Instrument5116938
Transaction TypeTransfer
Record UpdatedJun 09, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,909.20
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3522 RAMSGATE DR, LANSING, MI 48906-9262

Transferred To (Grantee/Buyer)

NameVerified Name
Address3522 RAMSGATE DR, LANSING, MI 48906-9262
InvestorPossibly a Property Investor

Mortgage

Document Number0005116939
DateMay 14, 2007
Instrument5116939
Lender
NameAMERICAS WHOLESALE LENDER
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2037
Interest
Rate TypeAdjustable Rate
Rate11.6%
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Change Frequency6 Months
Min Rate At Change11.6%
Max Rate At Change13.1%
Index6-Month LIBOR
Margin7
Max Rate18.6%

Tax Assessment & Valuation

Source: Clinton County records · Assessment roll updated June 2, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountyClinton County
County SubdivisionDeWitt Charter Township
Unified School DistrictDeWitt Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$186,200 (+7.01%) Land $29,300 Building $156,900$372,400 (+7.01%) Land $58,600 Building $313,800
2025$3,040.00 (-36.93%) Homeowner's exemption$174,000 (+18.85%) Land $27,500 Building $146,500$348,000 (+18.85%) Land $55,000 Building $293,000
2024$4,820.00 (+10.83%)
2023$4,349.00 Homeowner's exemption$146,400$292,800
2022$4,349.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clinton County (26037C), updated May 3, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN050-445-000-134-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms12 Rooms
Building Area1,912 sqft Living Area
1st Floor908 sqft 1st Floor
Basement Area908 sqft Basement
Finished Basement456 sqft Finished
Stories2 Stories

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialAsphalt Roof
Lot Area13,068 sqft (0.3 acres)
Depth X Width140 ft x 93 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area441 sqft Garage

Exterior Amenities

Balcony Area96 sqft Balcony
Deck Area168 sqft Deck
Patio Area168 sqft Patio
Porch Area102 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageStorm Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address3522 RAMSGATE DR
CityLANSING
StateMI
Zip48906-9262
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 134 SAFFRON HILLS NO 4, SEC 19, T5NR2W. FROM 050-019-300-025-52 FOR 2003 ROLL.
Legal Range02W
Legal Township05N
Legal Section19
Legal SubdivisionSAFFRON HILLS #4
Legal Lot Number134
JurisdictionCLINTON MI
Minor Civil DivisionDEWITT
Census Blockgroup1
Census Block1011
Census Tract10204

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