3522 Ohls Ave, Chattanooga, TN 37410 Property Records

Hamilton County property record for 3522 Ohls Ave, Chattanooga, TN 37410

Property Summary

Property Type	Duplex
Details	4 ba · 1,803 sqft · built 1967
Lot Size	0.16 acres (7,000 sqft)
Owner	2 Individual Names on File
Tax Bill	$967 (2025)
Deeds & Mortgages	Sep 2020 Transfer Sep 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`155N J 038`

Property Details

APN / Parcel Number

Primary APN	`155N J 038`
Alternative APN	`0000089043`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	1,803 sqft Total Area

Exterior

Year Built	Built 1967
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	7,000 sqft (0.16 acres)
Lot Dimensions	140 ft deep x 50 ft wide

Utilities, Heating & Cooling

Heating System	Gravity Furnace
Sewer	Connected

Location & Zoning

Account Number	0000089043
Street Address	3522 OHLS AVE
City	CHATTANOOGA
State	TN
Zip	37410-1327
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R3
Legal Description	LOT 3 PT 2 BLK 30 LONG STREET ADDN PB 5 PG 27
Legal Subdivision	LONG STREET ADDN
Legal Block	30
Legal Lot Number	3
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	2
Census Block	2040
Census Tract	1900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

3522 Ohls Ave, a duplex, is owned by two individuals who acquired it in September 2020.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	2 Individual Names on File
Mailing Address	2402 FROST ST, CHATTANOOGA, TN 37406-1915
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 11, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Prior Sale	Sep 11, 2020
Record Updated	Jun 8, 2026

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Sep 11, 2020
Property Address	3522 OHLS AVE, CHATTANOOGA, TN 37410-1327
Document Number	0911000267
Book / Page	012149 / 000077
Instrument Date	Sep 3, 2020
Instrument	200911000267
Transaction Type	Transfer
Record Updated	Oct 20, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2402 FROST ST CHATTANOOGA TN 374061915, CHATTANOOGA, TN 37406-1915

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Sep 11, 2020
Property Address	3522 OHLS AVE, CHATTANOOGA, TN 37410-1327
Document Number	0911000266
Book / Page	012149 / 000074
Instrument Date	Aug 31, 2020
Instrument	200911000266
Transaction Type	Transfer
Record Updated	Oct 20, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2402 FROST ST CHATTANOOGA TN 374061915, CHATTANOOGA, TN 37406-1915

Tax Assessment & Valuation

The 2025 property tax bill for 3522 Ohls Ave was $967, up 67% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$967.00 (+67.01%)	$63,840 (+146.3%)	$159,600 (+146.3%) Land $20,000 Building $139,600
2024	$579.00	$25,920 (-)	$64,800 (-) Land $10,000 Building $54,800
2023	$579.00	$25,920 (-)	$64,800 (-) Land $10,000 Building $54,800
2022	$579.00	$25,920	$64,800 Land $10,000 Building $54,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3522 Ohls Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3522 Ohls Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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