3522 Liam Cir, Spencer, OK 73084 Property Records

Oklahoma County property record for 3522 Liam Cir, Spencer, OK 73084

Property Summary

Property Type	Single Family Home
Lot Size	0.255 acres (11,151 sqft)
Owner	Individual Name on File
Last Sale	$157,000 (Jun 2024)
Tax Bill	$1,881 (2025)
Deeds & Mortgages	Jun 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-905-1130`

Property Details

APN / Parcel Number

Primary APN	`21-905-1130`
Alternative APNs	`2492-21-905-1130` `R219051130`

Exterior

Lot Area	11,151 sqft (0.255 acres)

Location & Zoning

Account Number	R219051130
Street Address	3522 LIAM CIR
City	SPENCER
State	OK
Zip	73084-8033
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHISHOLM SPRING BLK 002 LOT 003
Legal Subdivision	CHISHOLM SPRINGS
Legal Block	2
Legal Lot Number	3
Jurisdiction	OKLAHOMA OK
Township / Civil Division	OKLAHOMA CITY SOUTHEAST
Census Block Group	3
Census Block	3000
Census Tract	108803

Owner

3522 Liam Cir is owned and occupied by an individual who bought it in June 2024.

Source: Oklahoma County records, as of January 29, 2026

Owner of Record	Individual Name on File
Mailing Address	3522 LIAM CIR, SPENCER, OK 73084-8033
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2024 · Amount on File
Deed Sale	Jun 17, 2024 · Amount on File
Deed Document Number	2024061701077916
Deed Book / Page	15783 / 195
Record Updated	Jun 8, 2026

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKLAHOMA OK
Recording Date	Jun 17, 2024
Property Address	3522 LIAM CIR, SPENCER, OK 73084-8033
Document Number	0001077916
Book / Page	15783 / 195
Instrument Date	Jun 6, 2024
Instrument	2024061701077916
Transaction Type	Transfer
Record Updated	Jan 30, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$235.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3522 LIAM CIR, SPENCER, OK 73084-8033
Investor	Possibly a Property Investor

Mortgage

Document Number	0001077917
Date	Jun 17, 2024
Instrument	2024061701077917

Lender

Name	GATEWAY FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 3522 Liam Cir was $1,881.

Source: Oklahoma County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Oklahoma County
Municipality	Spencer City
Unified School District	Oklahoma City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,881.00	$17,270 Land $4,620 Building $12,650	$157,000 Land $42,000 Building $115,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3522 Liam Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3522 Liam Cir is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 89% of Oklahoma
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPENCER serves 3,746 people · EPA ID OK2005509
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Atlink Services Fixed Wireless	100 / 20
Airosurf Communications Fixed Wireless	50 / 10

May also be available: AT&T, Cox Communications, T-Mobile.

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