3522 Learning Ln, Murfreesboro, TN 37128 Property Records

Rutherford County property record for 3522 Learning Ln, Murfreesboro, TN 37128

Property Summary

Property Type	Townhouse
Details	2 ba · 1,615 sqft · built 2020
Owner	Individual Name on File
Last Sale	$250,000 (Feb 2021)
Tax Bill	$1,921 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`124-029.00-C-032`

Property Details

APN / Parcel Number

Primary APN	`124-029.00-C-032`
Alternative APNs	`124 02900` `R0121250`

Interior

Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Building Area	1,615 sqft Living Area
1st Floor Area	843 sqft
Upper Floors Area	772 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Townhouse
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Gravel
Garage Type	Attached
Garage Area	240 sqft
Porch	Slab

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	R0121250
Street Address	3522 LEARNING LN
City	MURFREESBORO
State	TN
Zip	37128-1664
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Lot Number	32
Jurisdiction	RUTHERFORD TN
Township / Civil Division	8
Census Block Group	2
Census Block	2004
Census Tract	40703

Owner

Source: Rutherford County records · APN 124-029.00-C-032

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3522 LEARNING LN, MURFREESBORO, TN 37128-1664
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 12, 2021 · Amount on Record
Deed Sale	Feb 12, 2021 · Amount on Record
Deed Document Number	20212340041
Deed Book / Page	2037 / 1785
Record Updated	Sep 20, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD TN
Recording Date	Feb 12, 2021
Property Address	3522 LEARNING LN, MURFREESBORO, TN 37128-1664
Document Number	0020371785
Book / Page	2037 / 1785
Map Reference	MB 1770 PG 1963
Instrument Date	Feb 11, 2021
Instrument	2340041
Transaction Type	Transfer
Record Updated	Jun 13, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$925.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3522 LEARNING LN, MURFREESBORO, TN 37128-1664

Mortgage

Document Number	0020371789
Date	Feb 12, 2021
Instrument	2037-1789

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

Tax Assessment & Valuation

Source: Rutherford County records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Rutherford County
Municipality	Murfreesboro City
Elementary School District	Murfreesboro City School District (PK - 06)
Secondary School District	Rutherford County School District in Murfreesboro (07 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$87,775 (+29.27%) Land $3,125 Building $84,650	$351,100 (+29.27%) Land $12,500 Building $338,600
2025	$1,921.00	$67,900 (-) Land $3,125 Building $64,775
2023	$1,921.00	$67,900 Land $3,125 Building $64,775	$271,600 (-) Land $12,500 Building $259,100
2022			$271,600 Land $12,500 Building $259,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rutherford County (47149C), updated January 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 471490407032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 238 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Google Fiber, MTE Holdings.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.