3522 Kepeharm Ln, Murfreesboro, TN 37128 Property Records

Rutherford County property record for 3522 Kepeharm Ln, Murfreesboro, TN 37128

Property Summary

Property Type	Single Family Home
Details	2,072 sqft · built 2019
Lot Size	0.186 acres (8,100 sqft)
Owner	2 Individual Names on File
Last Sale	$434,900 (Nov 2023)
Tax Bill	$2,592 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Nov 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`124A-D-002.00-000`

Property Details

APN / Parcel Number

Primary APN	`124A-D-002.00-000`
Alternative APNs	`124A D 00200` `R0117862`

Interior

Plumbing Fixtures	11 Plumbing Fixtures
Building Area	2,072 sqft Living Area
1st Floor Area	1,838 sqft
Upper Floors Area	374 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Gravel
Lot Area	8,100 sqft (0.186 acres)
Lot Dimensions	135 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	448 sqft
Porch	Slab

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	R0117862
Street Address	3522 KEPEHARM LN
City	MURFREESBORO
State	TN
Zip	37128-1685
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	SHEFFIELD PARK SEC 5
Legal Lot Number	125
Jurisdiction	RUTHERFORD TN
Township / Civil Division	8
Census Block Group	2
Census Block	2016
Census Tract	40703

Owner

3522 Kepeharm Ln is owned and occupied by two individuals who bought it in November 2023.

Source: Rutherford County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3522 KEPEHARM LN, MURFREESBORO, TN 37128-1685
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2023	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU
Nov 29, 2022	Intrafamily Transfer, Transfer
Jul 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC
Dec 21, 2018	Warranty Deed, Subdivision Related Transfer · FHA Mortgage GOLD STAR MTG FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2023 · Amount on File
Deed Sale	Nov 1, 2023 · Amount on File
Prior Sale	Dec 21, 2018 · Amount on File
Deed Document Number	20232519907
Deed Book / Page	2388 / 3829
Prior Transfer Date	Nov 22, 2022
Prior Transfer Doc	0023011036
Record Updated	Sep 20, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD TN
Recording Date	Nov 1, 2023
Property Address	3522 KEPEHARM LN, MURFREESBORO, TN 37128-1685
Document Number	0023883829
Book / Page	2388 / 3829
Map Reference	MB 41 PG 218
Instrument Date	Oct 31, 2023
Instrument	2519907
Transaction Type	Transfer
Record Updated	Dec 7, 2023
Title Company	NOT AVAILABLE, STRUCTURE TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,609.13
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3522 KEPEGANN LANE, MURFREESBORO, TN 37128

Mortgage

Document Number	0002519908
Date	Nov 1, 2023
Instrument	2519908

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2053

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RUTHERFORD TN
Recording Date	Nov 29, 2022
Property Address	3522 KEPEHARM LN, MURFREESBORO, TN 37128-1685
Document Number	0023011036
Book / Page	2301 / 1036
Map Reference	MB 41 PG 218
Instrument Date	Nov 22, 2022
Instrument	2473690
Transaction Type	Transfer
Record Updated	Dec 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	620 RUCKER LN, MURFREESBORO, TN 37128-4618

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	3522 KEPEHARM LN, MURFREESBORO, TN 37128-1685
Transaction Type	Mortgage
Record Updated	Nov 25, 2021
Title Company	ATTORNEYS TITLE COMPANY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	17932510
Date	Jul 18, 2019
Book Page	1793/2510
Instrument	2217564

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

December 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD TN
Recording Date	Dec 21, 2018
Property Address	3522 KEPEHARM LN, MURFREESBORO, TN 37128-1685
Document Number	RB17362250
Book / Page	001736 / 002250
Instrument Date	Dec 21, 2018
Instrument	2183746
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 9, 2019
Title Company	LAWYERS ESCROW SERVICES INC, LAWYERS ESCROW SVC INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,186.95
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3522 KEPEHARM CT MURFREESBORO TN 371281685, MURFREESBORO, TN 37128-1685

Mortgage

Document Number	RB17362252
Date	Dec 21, 2018
Book Page	001736/002252
Instrument	2183747

Lender

Name	GOLD STAR MTG FIN'L
Type	Mortgage Company
Address	ANN ARBOR, MI 48108

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 20, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3522 Kepeharm Ln was $2,592.

Source: Rutherford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Rutherford County
Municipality	Murfreesboro City
Elementary School District	Murfreesboro City School District (PK - 06)
Secondary School District	Rutherford County School District in Murfreesboro (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$116,525 (+27.35%) Land $30,000 Building $86,525	$466,100 Land $120,000 Building $346,100
2025	$2,592.00	$91,500 Land $13,750 Building $77,750
2023	$1,744.00	$92,975 Land $13,750 Building $79,225	$371,900 (+1.5%) Land $55,000 Building $316,900
2022			$366,400 Land $55,000 Building $311,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3522 Kepeharm Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3522 Kepeharm Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: United Communications.

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