Maricopa County property record for 3522 E Cotton Ct, Gilbert, AZ 85234 · Last verified November 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3 Baths |
| Year Built | Built 2001 |
| Square Footage | 2,112 sqft Living Area |
| Lot Size | 9,000 sqft (0.206 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $400,000 (2021) |
| Tax Bill | $2,274.00 (2025) |
| Primary APN | 309-23-569 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Building Area | 2,112 sqft Living Area |
| 1st Floor | 2,112 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 2001 |
|---|---|
| Exterior Material | Wood Exterior |
| Construction Type | Frame Construction |
| Lot Area | 9,000 sqft (0.206 acres) |
| Parking Spaces | 3 Parking Spaces |
| Patio Area | 63 sqft Patio |
| Cooling System | Refrigerator Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 3522 E COTTON CT |
|---|---|
| City | GILBERT |
| State | AZ |
| Zip | 85234-4201 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HIGLEY GROVES MCR 481-23 |
| Legal Range | 06E |
| Legal Township | 01S |
| Legal Section | 11 |
| Legal Quarter | SW |
| Legal Quarter Quarter | SE |
| Legal Subdivision | HIGLEY GROVES |
| Legal Lot Number | 569 |
| Jurisdiction | MARICOPA AZ |
| Minor Civil Division | PHOENIX |
| Census Blockgroup | 3 |
| Census Block | 3011 |
| Census Tract | 422657 |
Source: Maricopa County records · APN 309-23-569
Assessment roll updated January 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3522 E COTTON CT, GILBERT, AZ 85234-4201 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 03, 2023 | Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU |
| Feb 22, 2021 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 03, 2020 | Intrafamily Transfer, Transfer · Veterans Administration Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 22, 2021 · Amount on Record |
| Deed Sale | Feb 22, 2021 · Amount on Record |
| Prior Sale | Aug 03, 2020 |
| Deed Doc Number | 20210195872 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 3522 E COTTON CT, GILBERT, AZ 85234-4201 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3522 E COTTON CT, GILBERT, AZ 85234-4201 |
| Document Number | 0000000010 |
|---|---|
| Date | Jan 03, 2023 |
| Instrument | 20230000010 |
| Name | DESERT FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | PHOENIX, AZ 85062 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 02, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Feb 22, 2021 |
| Property Address | 3522 E COTTON CT, GILBERT, AZ 85234-4201 |
| Document Number | 0000195872 |
| Map Reference | MB 481 PG 23 |
| Instrument Date | Feb 18, 2021 |
| Instrument | 20210195872 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | SECURITY TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | From Affidavit or Verified |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 863 E HONDO AVE, 863, APACHE JUNCTION, AZ 85119-6540 |
| Name | Verified Name |
|---|---|
| Relationship | Community Property (Marital Community) with Rights of Survivorship |
| Address | 3522 E COTTON CT, GILBERT, AZ 85234-4201 |
| Investor | Possibly a Property Investor |
| Document Number | 0000195873 |
|---|---|
| Date | Feb 22, 2021 |
| Instrument | 20210195873 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Aug 03, 2020 |
| Property Address | 3522 E COTTON CT, GILBERT, AZ 85234-4201 |
| Document Number | 0000698545 |
| Map Reference | MB 481 PG 23 |
| Instrument Date | May 14, 2020 |
| Instrument | 20200698545 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | SECURITY TITLE AGENCY INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property (Marital Community) with Rights of Survivorship |
| Address | 3522 E COTTON CT, GILBERT, AZ 85234-4201 |
| Document Number | 0000698546 |
|---|---|
| Date | Aug 03, 2020 |
| Instrument | 20200698546 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
Source: Maricopa County records · Assessment roll updated January 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Maricopa County |
| Municipality | Gilbert Town |
| Unified School District | Gilbert Unified District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $51,720 (+1.25%) | $517,200 (+1.25%) Land $103,400 Building $413,800 | |
| 2025 | $2,274.00 (+3.13%) | ||
| 2024 | $51,080 | $510,800 Land $102,100 Building $408,700 | |
| 2023 | $2,205.00 |
3522 E Cotton Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Maricopa County (04013C), updated October 2, 2026
| FEMA Flood Zone | Zone X moderate flood hazard · within the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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