3522 Cuthbert Ave, North Port, FL 34287 Property Records

Sarasota County property record for 3522 Cuthbert Ave, North Port, FL 34287

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,943 sqft · built 1992
Lot Size0.459 acres (20,000 sqft)
Owner2 Individual Names on File
Last Sale$300,000 (Sep 2019)
Tax Bill$4,265 (2025)
Deeds & MortgagesSep 2019 Sale
Oct 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0989-03-8038

Property Details

APN / Parcel Number

Primary APN0989-03-8038

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,943 sqft Living Area
1st Floor Area1,943 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 2007
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialAsphalt
Lot Area20,000 sqft (0.459 acres)
Lot Width2 ft Width
Garage TypeAttached
Garage Area401 sqft

Exterior Amenities

Pool Area288 sqft
PorchOpen Porch
Porch Area249 sqft
Patio Area412 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerSeptic
Water SourceWell

Location & Zoning

Street Address3522 CUTHBERT AVE
CityNORTH PORT
StateFL
Zip34287-5118
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOTS 38 & 39 BLK 380 10TH ADD TO PORT CHARLOTTE
Legal Range21E
Legal Township39S
Legal Section27
Legal SubdivisionPORT CHARLOTTE SUB 10
Legal Tract1528
Legal Block380
Legal Lot Number38,39 39
JurisdictionSARASOTA FL
Township / Civil DivisionNORTH PORT
Census Block Group3
Census Block3012
Census Tract2736

Owner

3522 Cuthbert Ave is owned and occupied by two individuals who bought it in September 2019.

Source: Sarasota County records, as of January 12, 2026

Owner of Record2 Individual Names on File
Mailing Address3522 CUTHBERT AVE, NORTH PORT, FL 34287-5118
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 3, 2019Warranty Deed, Transfer
ALL COAST TITLE AND ESCROW, ALL COAST TITLE & ESCROW
Oct 3, 2017Warranty Deed, Transfer · Conventional Mortgage
EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 3, 2019 · Amount on File
Deed SaleSep 3, 2019 · Amount on File
Prior SaleOct 3, 2017 · Amount on File
Deed Document Number2019120535
Record UpdatedJun 8, 2026

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSARASOTA FL
Recording DateSep 3, 2019
Property Address3522 CUTHBERT AVE, NORTH PORT, FL 34287-5118
Document Number0000120535
Instrument DateAug 30, 2019
Instrument120535
Transaction TypeTransfer
Record UpdatedSep 12, 2019
Title CompanyALL COAST TITLE AND ESCROW, ALL COAST TITLE & ESCROW

Transaction

AmountAmount on Record
Tax$2,100.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address16 LONG RD WESTFORD MA 01886, WESTFORD, MA 01886

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSARASOTA FL
Recording DateOct 3, 2017
Property Address3522 CUTHBERT AVE, NORTH PORT, FL 34287-5118
Document Number0000122111
Map ReferenceMB12 PG22,22A-22M
Instrument DateOct 2, 2017
Instrument2017122111
Transaction TypeTransfer
Record UpdatedJan 4, 2022
Title CompanySTEWART TITLE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,030.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6048 MERRIL ST, 6048, NORTH PORT, FL 34287-2050

Transferred To (Grantee/Buyer)

NameVerified Name
Address3522 CUTHBERT AVE, NORTH PORT, FL 34287-5118

Mortgage

Document Number0000122112
DateOct 3, 2017
Instrument2017122112
Lender
NameEAGLE HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3522 Cuthbert Ave was $4,265 with a homeowner's exemption.

Source: Sarasota County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySarasota County
MunicipalityNorth Port City
Unified School DistrictSarasota County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,265.00 Homeowner's exemption$333,800 Land $29,100 Building $304,700$333,800 Land $29,100 Building $304,700
2023$6,253.00 (+4.67%)$401,700 (+3.26%) Land $33,900 Building $367,800$401,700 (+3.26%) Land $33,900 Building $367,800
2022$5,974.00$389,000 Land $32,700 Building $356,300$389,000 Land $32,700 Building $356,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3522 Cuthbert Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 14 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies14 in force
Nearby Flood Claims4 (2022)
Claims Outside the SFHA4 of 4
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3522 Cuthbert Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH PORT UTILITIES
serves 61,163 people · EPA ID FL6580651
Water SourceSurface water
Last State InspectionSep 2025
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Tillman Fiber
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250

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