Hillsborough County property record for 3522 Cordgrass Dr, Valrico, FL 33596
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,442 sqft · built 2000 |
| Lot Size | 0.486 acres (21,173 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $442,000 (Mar 2016) |
| Tax Bill | $597 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 087538-2072 |
| Primary APN | 087538-2072 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 3,442 sqft Living Area |
| Gross Area | 4,533 sqft |
| 1st Floor Area | 2,663 sqft |
| 2nd Floor Area | 342 sqft |
| Upper Floors Area | 437 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 21,173 sqft (0.486 acres) |
| Lot Dimensions | 123 ft deep x 140 ft wide |
| Garage Type | Attached |
| Garage Area | 635 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Pool Area | 310 sqft |
| Porch | Open Porch |
| Porch Area | 456 sqft |
| Deck Area | Deck Area |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0875382072 |
|---|---|
| Street Address | 3522 CORDGRASS DR |
| City | VALRICO |
| State | FL |
| Zip | 33596-9253 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | RIVER HILLS COUNTRY CLUB PARCEL 20 LOT 36 BLOCK 34 |
| Legal Range | 21E |
| Legal Township | 30S |
| Legal Section | 10 |
| Legal Subdivision | RIVER HILLS COUNTRY CLUB PARCEL 20 |
| Legal Tract | 5G3 |
| Legal Block | 34 |
| Legal Lot Number | 36 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | BRANDON |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 13208 |
3522 Cordgrass Dr is owned and occupied by two individuals who bought it in March 2016.
Source: Hillsborough County records, as of September 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3522 CORDGRASS DR, VALRICO, FL 33596-9253 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 25, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Oct 13, 2020 | Deed of Trust, Mortgage · VA Mortgage EVOLVE BANK & TRUST |
| Nov 29, 2019 | Deed of Trust, Mortgage · VA Mortgage EVOLVE BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 1, 2016 · Amount on File |
| Deed Sale | Mar 1, 2016 · Amount on File |
| Prior Sale | Apr 30, 2007 · Amount on File |
| Deed Book / Page | 23969 / 865 |
| Prior Transfer Date | Jan 8, 2009 |
| Prior Transfer Doc | 0000020678 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 3522 CORDGRASS DR, VALRICO, FL 33596-9253 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Title Company | EXECUTIVE TITLE |
| Name | Verified Name |
|---|---|
| Address | 3522 CORDGRASS DR, VALRICO, FL 33596-9253 |
| Document Number | 0000320764 |
|---|---|
| Date | Jun 25, 2021 |
| Instrument | 2021320764 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 3522 CORDGRASS DR, VALRICO, FL 33596-9253 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3522 CORDGRASS DR, VALRICO, FL 33596-9253 |
| Document Number | 0000423156 |
|---|---|
| Date | Oct 13, 2020 |
| Instrument | 2020423156 |
| Name | EVOLVE BANK & TRUST |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38119 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 3522 CORDGRASS DR, VALRICO, FL 33596-9253 |
| Document Number | 0271701670 |
| Instrument Date | Nov 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3522 CORDGRASS DR VALRICO FL 335969253, VALRICO, FL 33596-9253 |
| Document Number | 0271701670 |
|---|---|
| Date | Dec 7, 2019 |
| Book Page | 027170/001670 |
| Instrument | 526339 |
| Name | EVOLVE BK&TR |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38119 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 6, 2049 |
The 2025 property tax bill for 3522 Cordgrass Dr was $597.
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $433,537 (+2.7%) | $589,609 (+1.4%) Land $165,312 Building $424,297 | |
| 2025 | $597.00 Disabled Person's exemption Veteran's exemption | $422,139 | $581,442 Land $165,312 Building $416,130 |
| 2023 | $524.00 (+20.74%) Disabled Person's exemption Veteran's exemption | $398,293 (+3%) | $560,586 (-1.28%) Land $148,781 Building $411,805 |
| 2022 | $434.00 Disabled Person's exemption Veteran's exemption | $386,692 | $567,835 Land $148,781 Building $419,054 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3522 Cordgrass Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 91 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 91 in force |
| Nearby Flood Claims | 6 (2004–2024) |
| Claims Outside the SFHA | 4 of 6 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3522 Cordgrass Dr is high, ranking above 77% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 77% of the US · above 65% of Florida |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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