3522 Concord Dr, Melissa, TX 75454 Property Records

Collin County property record for 3522 Concord Dr, Melissa, TX 75454

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,139 sqft · built 2018
Lot Size0.173 acres (7,560 sqft)
Owner2 Individual Names on File
Tax Bill$9,244 (2024)
Deeds & MortgagesMay 2022 Mortgage
Sep 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APNR-11083-00F-0150-1

Property Details

APN / Parcel Number

Primary APNR-11083-00F-0150-1
Alternative APN
  • 2743944

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area3,139 sqft Living Area
Gross Area3,764 sqft
1st Floor Area2,249 sqft
2nd Floor Area890 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Exterior MaterialBrick
Construction TypeWood Frame
Lot Area7,560 sqft (0.173 acres)
Garage TypeAttached
Garage Area625 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2743944
Street Address3522 CONCORD DR
CityMELISSA
StateTX
Zip75454-0389
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLIBERTY PHASE 4 (CML), BLK F, LOT 15
Legal SubdivisionLIBERTY PHASE 4 (CML)
Legal Phase4
Legal BlockF
Legal Lot Number15
JurisdictionCOLLIN TX
Township / Civil DivisionANNA
Census Block Group3
Census Block3072
Census Tract30207

Owner

3522 Concord Dr is owned and occupied by two individuals who acquired it in July 2018.

Source: Collin County records, as of October 23, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address3522 CONCORD DR, MELISSA, TX 75454-0389
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 12, 2022Deed of Trust, Mortgage · Conventional Mortgage
CAKE MORTGAGE CORP
Sep 8, 2020Deed of Trust, Mortgage
BETTER MTG CORP ISAOA
Mar 23, 2020Deed of Trust, Mortgage
BETTER MTG
Jul 27, 2018Grant Deed, Subdivision Related Transfer
STATE FARM BK
Jan 15, 2018Deed of Trust, Mortgage
WILMINGTON TR

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 27, 2018
Deed SaleJul 27, 2018
Deed Document Number20180727000938280
Record UpdatedJun 8, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIN TX
Property Address3522 CONCORD DR, MELISSA, TX 75454-0389
Transaction TypeMortgage
Record UpdatedOct 24, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000075941
DateMay 12, 2022
Instrument20220512000075941
Lender
NameCAKE MORTGAGE CORP
TypeMortgage Company
AddressCHATSWORTH, CA 91311
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueJun 1, 2037

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIN TX
Property Address3522 CONCORD DR, MELISSA, TX 75454-0389
Document Number0001549470
Instrument DateSep 8, 2020
Transaction TypeMortgage
Record UpdatedOct 7, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3522 CONCORD DR MELISSA TX 754540389, MELISSA, TX 75454-0389

Mortgage

Document Number0001549470
DateSep 14, 2020
Instrument1549470
Lender
NameBETTER MTG CORP ISAOA
AddressNEW YORK, NY 10271
Agreement
AmountAmount on Record
Term240 Months
DueSep 13, 2040

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIN TX
Property Address3522 CONCORD DR, MELISSA, TX 75454-0389
Document Number0000651500
Instrument DateMar 23, 2020
Transaction TypeMortgage
Record UpdatedMay 21, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3522 CONCORD DR MELISSA TX 754540389, MELISSA, TX 75454-0389

Mortgage

Document Number0000651500
DateMay 5, 2020
Instrument651500
Lender
NameBETTER MTG
TypeMortgage Company
AddressNEW YORK, NY 10271
Agreement
AmountAmount on Record
Term360 Months
DueMay 4, 2050

July 2018: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionCOLLIN TX
Recording DateJul 27, 2018
Property Address3522 CONCORD DR, MELISSA, TX 75454-0389
Document Number0000938280
Instrument DateJul 27, 2018
Instrument938280
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 16, 2018
Title CompanyOTHER

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3522 CONCORD DR MELISSA TX 754540389, MELISSA, TX 75454-0389

Mortgage

Document Number938290
DateJul 27, 2018
Instrument938290
Lender
NameSTATE FARM BK
TypeBank
AddressEARTH CITY, MO 63045
Agreement
AmountAmount on Record
Term360 Months
DueJul 26, 2048

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIN TX
Property Address3522 CONCORD DR, MELISSA, TX 75454-0389
Document Number0000097970
Instrument DateJan 15, 2018
Transaction TypeMortgage
Record UpdatedFeb 13, 2018
Title CompanyOTHER

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address110 W FRONT ST RED BANK NJ 077011139, RED BANK, NJ 07701-1139

Mortgage

Document Number0000097970
DateJan 25, 2018
Instrument97970
Lender
NameWILMINGTON TR
AddressWILMINGTON, DE 19890-1600
Agreement
AmountAmount on Record
Term60 Months
DueJan 24, 2023

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyCollin County
MunicipalityMelissa City
Unified School DistrictMelissa Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$599,037 Land $150,000 Building $449,037$599,037 Land $150,000 Building $449,037
2024$9,244.00
2023$624,915 Land $150,000 Building $474,915$624,915 Land $150,000 Building $474,915
2022$9,197.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3522 Concord Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3522 Concord Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MELISSA
serves 26,234 people · EPA ID TX0430040
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Optimum
Cable · Fiber in parts of the area
940 / 35
Rise Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20

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