3522 Chipada Ct, Chesapeake, VA 23321 Property Records

Chesapeake City property record for 3522 Chipada Ct, Chesapeake, VA 23321

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,832 sqft · built 1999
Lot Size	0.242 acres (10,542 sqft)
Owner	Individual Name on File
Last Sale	$301,500 (Aug 2022)
Tax Bill	$3,783 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Aug 2022 Sale & Mortgage + 1 more
APN	`0043002000230`

Property Details

APN / Parcel Number

Primary APN	`0043002000230`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,832 sqft Living Area
1st Floor Area	690 sqft
Upper Floors Area	690 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,542 sqft (0.242 acres)
Lot Dimensions	42 ft deep x 26 ft wide
Garage Type	Attached
Garage Area	121 sqft

Exterior Amenities

Porch	Slab
Porch Area	102 sqft
Deck Area	450 sqft
Patio Area	170 sqft
Balcony Area	20 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3522 CHIPADA CT
City	CHESAPEAKE
State	VA
Zip	23321-4416
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10S: RESI
Legal Description	23 WELLINGTON WOODS PH 3
Legal Subdivision	WELLINGTON
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	5
Census Block	5000
Census Tract	21602

Owner

3522 Chipada Ct is owned and occupied by an individual who bought it in August 2022.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	3522 CHIPADA CT, CHESAPEAKE, VA 23321-4416
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2026	Deed of Trust, Mortgage · Partial Claim Mortgage CROSSCOUNTRY MORTGAGE LLC
Aug 12, 2022	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Aug 28, 2006	Warranty Deed, Transfer · Conventional Mortgage LEHMAN BROTHERS BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2022 · Amount on File
Deed Sale	Aug 12, 2022 · Amount on File
Prior Sale	Mar 12, 2009 · Amount on File
Deed Document Number	202225867
Deed Book / Page	10590 / 1977
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	3522 CHIPADA CT, CHESAPEAKE, VA 23321-4416
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3522 CHIPADA CT, CHESAPEAKE, VA 23321-4416

Mortgage

Document Number	010936/120
Date	Jan 16, 2026
Book Page	10936/120
Instrument	260001305

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	Partial Claim Mortgage
Amount	Amount on Record
Term	320 Months
Due	Sep 1, 2052

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Aug 12, 2022
Property Address	3522 CHIPADA CT, CHESAPEAKE, VA 23321-4416
Document Number	10590/1977
Book / Page	10590 / 1977
Instrument Date	Aug 1, 2022
Instrument	220025867
Transaction Type	Transfer
Record Updated	Aug 31, 2022
Title Company	LAFAYETTE TITLE AND ESCROW LLC, LAFAYETTE TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3522 CHIPADA CT, CHESAPEAKE, VA 23321-4416

Mortgage

Document Number	0220025868
Date	Aug 12, 2022
Instrument	220025868

Lender

Name	CROSSCOUNTRY MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

August 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Aug 28, 2006
Property Address	3522 CHIPADA CT, CHESAPEAKE, VA 23321-4416
Document Number	6713/547
Book / Page	6713 / 547
Instrument Date	Aug 16, 2006
Transaction Type	Transfer
Record Updated	Sep 20, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6713550
Date	Aug 28, 2006
Instrument	6713/550

Lender

Name	LEHMAN BROTHERS BANK FSB

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	006713/574
Date	Aug 28, 2006
Book Page	6713/574

Lender

Name	LEHMAN BROTHERS BANK FSB

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2021

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3522 Chipada Ct was $3,783.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$381,800 (+1.92%) Land $160,000 Building $221,800	$381,800 (+1.92%) Land $160,000 Building $221,800
2025	$3,783.00	$374,600 Land $150,000 Building $224,600	$374,600 Land $150,000 Building $224,600
2023		$323,300 (+1.16%) Land $140,000 Building $183,300	$323,300 (+1.16%) Land $140,000 Building $183,300
2022		$319,600 Land $130,000 Building $189,600	$319,600 Land $130,000 Building $189,600
2019	$2,898.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3522 Chipada Ct; 7 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3522 Chipada Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - WESTERN BRANCH SYS serves 32,326 people · EPA ID VA3550050
Water Source	Purchased surface water from CITY OF PORTSMOUTH
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Glo Fiber.

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