3522 Center Ave, Richmond, CA 94804 Property Records

Contra Costa County property record for 3522 Center Ave, Richmond, CA 94804

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 2,818 sqft · built 1942
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on File
Last Sale	$162,000 (Mar 1996)
Tax Bill	$9,401 (2025)
Deeds & Mortgages	Feb 2024 Second Mortgage Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`513-048-006-3`

Property Details

APN / Parcel Number

Primary APN	`513-048-006-3`
Alternative APN	`513-048-006`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,818 sqft Living Area
Gross Area	2,246 sqft
1st Floor Area	1,399 sqft
2nd Floor Area	847 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1942
Effective Year Built	Effective 2000
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3522 CENTER AVE
City	RICHMOND
State	CA
Zip	94804-3213
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	WALLS ADDN LOTS 10 & 11 BLK 175
Legal Subdivision	WALLS ADD
Legal Block	175
Legal Lot Number	10,11
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	4
Census Block	4017
Census Tract	381000

Owner

3522 Center Ave is owned and occupied by two individuals who bought it in March 1996.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3522 CENTER AVE, RICHMOND, CA 94804-3213
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Aug 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Mar 27, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Oct 27, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 1996 · Amount on File
Deed Sale	Mar 7, 1996 · Amount on File
Prior Sale	Sep 22, 1995 · Amount on File
Deed Document Number	199641439
Prior Transfer Date	Sep 1, 1995
Prior Transfer Doc	0000159840
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3522 CENTER AVE, RICHMOND, CA 94804-3213
Transaction Type	Mortgage
Record Updated	Mar 4, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3522 CENTER AVE, RICHMOND, CA 94804-3213
Investor	Possibly a Property Investor

Mortgage

Document Number	0000016937
Date	Feb 23, 2024
Instrument	2024-016937

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2044

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3522 CENTER AVE, RICHMOND, CA 94804-3213
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3522 CENTER AVE, RICHMOND, CA 94804-3213

Mortgage

Document Number	0000222291
Date	Aug 10, 2021
Instrument	2021-222291

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 1, 2041

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3522 CENTER AVE, RICHMOND, CA 94804-3213
Document Number	0000062769
Instrument Date	Mar 27, 2020
Transaction Type	Mortgage
Record Updated	May 12, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3522 CENTER AVE RICHMOND CA 948043213, RICHMOND, CA 94804-3213

Mortgage

Document Number	0000062769
Date	Apr 1, 2020
Instrument	62769

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 31, 2050

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3522 CENTER AVE, RICHMOND, CA 94804-3213
Document Number	0000214927
Instrument Date	Oct 27, 2017
Transaction Type	Mortgage
Record Updated	Nov 21, 2017
Title Company	TSI TITLE COMPANY/CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3522 CENTER AVE RICHMOND CA 948043213, RICHMOND, CA 94804-3213

Mortgage

Document Number	0000214927
Date	Nov 15, 2017
Instrument	214927

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 14, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3522 Center Ave was $9,401 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Richmond City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$376,712 (+2%) Land $52,646 Building $324,066
2025	$9,401.00 Homeowner's exemption	$369,326 Land $51,614 Building $317,712
2023	$9,183.00 (+1.44%) Homeowner's exemption	$354,986 Land $49,610 Building $305,376
2022	$9,053.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3522 Center Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1998 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3522 Center Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 867 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks, GeoLinks.

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