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3522 Bernice Ave, Warren, MI 48091 Property Records

Macomb County property record for 3522 Bernice Ave, Warren, MI 48091

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 935 sqft · built 1962
Lot Size0.187 acres (8,146 sqft)
OwnerIndividual Name on Record
Last Sale$225,000 (Feb 2024)
Tax Bill$5,142 (2025)
Deeds & MortgagesFeb 2024 Sale & Mortgage
Feb 2022 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN12-13-19-276-006

Property Details

APN / Parcel Number

Primary APN12-13-19-276-006
Alternative APN
  • 1319276006

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area935 sqft Living Area
1st Floor Area935 sqft
Basement Area935 sqft
Unfinished Basement933 sqft

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Exterior MaterialBrick
Lot Area8,146 sqft (0.187 acres)
Lot Dimensions115 ft deep x 71 ft wide
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerStorm Sewer
Water SourceCommercial

Location & Zoning

Street Address3522 BERNICE AVE
CityWARREN
StateMI
Zip48091-3924
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-C
Legal DescriptionLEDGECLIFF ESTATES SUB'N NO. 1" LOT 127 L.47 P.20-21
Legal SubdivisionLEDGECLIFF ESTATES
Legal Lot Number127
JurisdictionMACOMB MI
Township / Civil DivisionWARREN
Census Block Group1
Census Block1006
Census Tract262400

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3522 BERNICE AVE, WARREN, MI 48091-3924
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 13, 2024Warranty Deed, Transfer · VA Mortgage
NEWREZ LLC
Feb 17, 2022Deed of Trust, Mortgage · Conventional Mortgage
MICHIGAN SCHOOLS & GOVERNMENT CU
Aug 27, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
MICHIGAN SCHOOLS & GOVERNMENT CU
Oct 11, 2017Warranty Deed, Transfer · Conventional Mortgage
MICHIGAN SCHOOLS & GOV'T CU
Jun 15, 2017Warranty Deed, Transfer
ABSTRACT TITLE AGENCY
May 24, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 13, 2024 · Amount on Record
Deed SaleFeb 13, 2024 · Amount on Record
Prior SaleOct 11, 2017 · Amount on Record
Deed Document Number202410815
Deed Book / Page29471 / 395
Prior Transfer DateAug 14, 2020
Prior Transfer Doc0000102260
Record UpdatedOct 29, 2026

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACOMB MI
Recording DateFeb 13, 2024
Property Address3522 BERNICE AVE, WARREN, MI 48091-3924
Document Number2400010815
Book / Page29471 / 395
Map ReferenceLB 47 PG 20
Instrument DateFeb 9, 2024
Instrument202400010815
Transaction TypeTransfer
Record UpdatedMar 12, 2024

Transaction

AmountAmount Recorded
Tax$1,687.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3522 BERNICE AVE, WARREN, MI 48091-3924

Transferred To (Grantee/Buyer)

NameVerified Name
Address3522 BERNICE AVE, WARREN, MI 48091-3924

Mortgage

Document Number2400011040
DateFeb 13, 2024
Instrument202400011040
Lender
NameNEWREZ LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2054

Mortgage

Document Number2400011040
DateFeb 13, 2024
Book Page29472/447
Instrument202400011040
Lender
NameNEWREZ LLC
TypeMortgage Company
Address1100 VIRGINIA DR STE 125, FORT WASHINGTON, PA 19034
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2054

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address3522 BERNICE AVE, WARREN, MI 48091-3924
Transaction TypeMortgage
Record UpdatedMar 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3522 BERNICE AVE, WARREN, MI 48091-3924

Mortgage

Document Number2200023283
DateFeb 17, 2022
Book Page28439/463
Instrument202200023283
Lender
NameMICHIGAN SCHOOLS & GOVERNMENT CU
TypeCredit Union
AddressCLINTON TOWNSHIP, MI 48038
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMar 1, 2037

August 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMACOMB MI
Recording DateAug 27, 2020
Property Address3522 BERNICE AVE, WARREN, MI 48091-3924
Document Number0000102260
Book / Page26951 / 519
Map ReferenceLB 47 PG 20
Instrument DateAug 14, 2020
Instrument2102260
Transaction TypeTransfer
Record UpdatedMay 31, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3522 BERNICE AVE, WARREN, MI 48091-3924

Mortgage

Document Number0000102261
DateAug 27, 2020
Instrument2102261
Lender
NameMICHIGAN SCHOOLS & GOVERNMENT CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueSep 1, 2040

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACOMB MI
Recording DateOct 11, 2017
Property Address3522 BERNICE AVE, WARREN, MI 48091-3924
Document Number0000121835
Book / Page024994 / 000468
Instrument DateOct 10, 2017
Instrument121835
Transaction TypeTransfer
Record UpdatedNov 15, 2017
Title CompanyABSTRACT TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,262.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address533 HECHT DR MADISON HEIGHTS MI 480712853, MADISON HEIGHTS, MI 48071-2853

Mortgage

Document Number121836
DateOct 11, 2017
Book Page024994/000469
Instrument121836
Lender
NameMICHIGAN SCHOOLS & GOV'T CU
TypeCredit Union
AddressCLINTON TOWNSHIP, MI 48038
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 10, 2047

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACOMB MI
Recording DateJun 15, 2017
Property Address3522 BERNICE AVE, WARREN, MI 48091-3924
Document Number0000075582
Book / Page024773 / 000376
Instrument DateJun 9, 2017
Instrument75582
Transaction TypeTransfer
Record UpdatedJul 24, 2017
Title CompanyABSTRACT TITLE AGENCY

Transaction

AmountAmount Recorded
Tax$473.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1900 W BIG BEAVER RD #201 TROY MI 480843508, 201, TROY, MI 48084-3508

May 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMACOMB MI
Recording DateMay 24, 2017
Property Address3522 BERNICE AVE, WARREN, MI 48091-3924
Document Number0000066901
Book / Page024733 / 000942
Instrument DateMay 17, 2017
Instrument66901
Transaction TypeTransfer
Record UpdatedJun 22, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3522 BERNICE AVE WARREN MI 480913924, WARREN, MI 48091-3924

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
MunicipalityWarren City
Unified School DistrictWarren Consolidated Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$102,490 (+6.08%)$204,980 (+6.08%)
2025$5,142.00 (+94.63%) Homeowner's exemption$96,620 (+16.23%)$193,240 (+16.23%)
2023$83,130$166,260
2022$2,642.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WARREN
serves 134,056 people · EPA ID MI0006900
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionFeb 2025
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

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