McHenry County property record for 3521 Wintergreen Ter, Algonquin, IL 60102
| Property Type | Single Family Home |
|---|---|
| Details | 3,440 sqft · built 1999 |
| Lot Size | 0.432 acres (18,857 sqft) |
| Owner | Individual Name on File |
| Last Sale | $525,000 (Aug 2021) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage Jul 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-36-280-004 |
| Primary APN | 18-36-280-004 |
|---|
| Building Area | 3,440 sqft |
|---|---|
| Gross Area | 5,557 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Wood |
| Lot Area | 18,857 sqft |
| Garage Area | 865 sqft |
| Porch | Porch |
| Porch Area | 38 sqft |
| Patio Area | 1,130 sqft |
| Cooling System | Central |
|---|
| Street Address | 3521 WINTERGREEN TER |
|---|---|
| City | ALGONQUIN |
| State | IL |
| Zip | 60102-6366 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2021R0041943 LT 38 THE COVE UNIT 1 |
| Legal Range | 07E |
| Legal Township | 43N |
| Legal Section | 36 |
| Legal Subdivision | COVE 01 |
| Legal Block | 280 |
| Legal Lot Number | 38 |
| Legal Unit | 1 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | GRAFTON |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 871107 |
3521 Wintergreen Ter is owned and occupied by an individual who bought it in August 2021.
Source: McHenry County records, as of May 13, 2024
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 3521 WINTERGREEN TER, ALGONQUIN, IL 60102-6366 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 2, 2021 | Warranty Deed, Transfer · Conventional Mortgage NETWORK FUNDING LP |
| Jul 9, 2019 | Deed of Trust, Mortgage · Commercial Mortgage FIFTH THIRD BANK WESTERN MICHIGAN |
| Oct 24, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 2, 2021 · Amount on File |
| Deed Sale | Aug 2, 2021 · Amount on File |
| Prior Sale | Oct 6, 1999 · Amount on File |
| Deed Document Number | 2021R0041943 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Aug 2, 2021 |
| Property Address | 3521 WINTERGREEN TER, ALGONQUIN, IL 60102-6366 |
| Document Number | 0000041943 |
| Map Reference | DOC 97R51167 |
| Instrument Date | Jul 24, 2021 |
| Instrument | 2021R0041943 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $525.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3521 WINTERGREEN TER, 3521, ALGONQUIN, IL 60102-6366 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3521 WINTERGREEN TER, ALGONQUIN, IL 60102-6366 |
| Document Number | 0000041944 |
|---|---|
| Date | Aug 2, 2021 |
| Instrument | 2021R0041944 |
| Name | NETWORK FUNDING LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 3521 WINTERGREEN TER, ALGONQUIN, IL 60102-6366 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000020795 |
|---|---|
| Date | Jul 9, 2019 |
| Instrument | 2019R0020795 |
| Name | FIFTH THIRD BANK WESTERN MICHIGAN |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | May 25, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 3521 WINTERGREEN TER, ALGONQUIN, IL 60102-6366 |
| Document Number | 0000042738 |
| Instrument Date | Oct 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3521 WINTERGREEN TER ALGONQUIN IL 601026366, ALGONQUIN, IL 60102-6366 |
| Document Number | 0000042738 |
|---|---|
| Date | Nov 17, 2017 |
| Instrument | 42738 |
| Name | BAY EQUITY |
|---|---|
| Type | Funding / Finance Company |
| Address | SAUSALITO, CA 94965 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Nov 16, 2037 |
| Rate Type | Fixed Rate |
|---|
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Algonquin Village |
| County | McHenry County |
| County Subdivision | Grafton Township |
| Unified School District | Huntley Consolidated School District 158 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $157,322 Land $14,480 Building $142,842 | $471,966 Land $43,440 Building $428,526 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3521 Wintergreen Ter in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3521 Wintergreen Ter is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALGONQUIN serves 30,700 people · EPA ID IL1110050 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Copper | 1.6 mg/L (2022–2024) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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