3521 Wells Rd, Oakley, CA 94561 Property Records

Contra Costa County property record for 3521 Wells Rd, Oakley, CA 94561

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,090 sqft · built 1991
Lot Size	0.018 acres (784 sqft)
Owner	Individual Name on Record
Last Sale	$192,000 (Oct 2017)
Tax Bill	$3,954 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`032-351-053-7`

Property Details

APN / Parcel Number

Primary APN	`032-351-053-7`
Alternative APN	`032-351-053`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,090 sqft Living Area
1st Floor Area	754 sqft
2nd Floor Area	336 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Condo/Apartment
Lot Area	784 sqft (0.018 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	3521 WELLS RD
City	OAKLEY
State	CA
Zip	94561-5009
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	M12
Legal Description	T7139 L53
Legal Subdivision	WILLOW PARK MARINA HOA
Legal Tract	7139
Legal Lot Number	53
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	EAST CONTRA COSTA
Census Block Group	4
Census Block	4012
Census Tract	301000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3521 WELLS RD, OAKLEY, CA 94561-5009
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Nov 22, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Oct 4, 2017	Grant Deed, Transfer · Conventional Mortgage WESTCOAST MORTGAGE GROUP & REALTY CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2017 · Amount on Record
Deed Sale	Oct 4, 2017 · Amount on Record
Prior Sale	Oct 21, 2004 · Amount on Record
Deed Document Number	2017182009
Last Transfer Date	Nov 12, 2019
Transfer Doc	0000210574
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3521 WELLS RD, OAKLEY, CA 94561-5009
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3521 WELLS RD, OAKLEY, CA 94561-5009

Mortgage

Document Number	0000230411
Date	Oct 7, 2020
Instrument	2020-230411

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

November 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Nov 22, 2019
Property Address	3521 WELLS RD, OAKLEY, CA 94561-5009
Document Number	0000210574
Map Reference	MB 356 PG 12
Instrument Date	Nov 12, 2019
Instrument	2019-210574
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3521 WELLS RD, OAKLEY, CA 94561-5009

Mortgage

Document Number	0000210575
Date	Nov 22, 2019
Instrument	2019-210575

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 4, 2017
Property Address	3521 WELLS RD, OAKLEY, CA 94561-5009
Document Number	0000182009
Map Reference	MB356 PG12
Instrument Date	Sep 26, 2017
Instrument	2017-182009
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3521 WELLS RD, OAKLEY, CA 94561-5009

Mortgage

Document Number	0000182010
Date	Oct 4, 2017
Instrument	2017-182010

Lender

Name	WESTCOAST MORTGAGE GROUP & REALTY CO
Type	Mortgage Company
Address	SACRAMENTO, CA 95818

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Secondary School District	Liberty Union High School District (09 - 12)
Elementary School District	Oakley Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$222,827 (+2%) Land $36,265 Building $186,562
2025	$3,954.00 (+4%) Homeowner's exemption	$218,458 (+4.04%) Land $35,554 Building $182,904
2023	$3,802.00 (+1.9%) Homeowner's exemption	$209,976 Land $34,174 Building $175,802
2022	$3,731.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 49 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	149 units insured incl. 100 condo units
Nearby Flood Claims	2 (2017–2022)
Most Recent Claim	Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 69% of California
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILLOW PARK MARINA serves 380 people · EPA ID CA0707507
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Arsenic not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Unwired Fixed Wireless	300 / 25
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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