3521 Trail's End, Lexington, KY 40517 Property Records

Lexington-Fayette Urban County property record for 3521 Trail's End, Lexington, KY 40517

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,260 sqft · built 1984
Lot Size	0.207 acres (8,999 sqft)
Owner	Individual Name on Record
Tax Bill	$2,680 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jan 2022 Mortgage + 1 more
APN	`20011960`

Property Details

APN / Parcel Number

Primary APN	`20011960`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,260 sqft Living Area
Basement Area	1,456 sqft
Finished Basement	820 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Other
Construction Type	Frame
Lot Area	8,999 sqft (0.207 acres)
Lot Width	113 ft Width
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Deck Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	3521 TRAILS END
City	LEXINGTON
State	KY
Zip	40517-2018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	D-562 WALDEN GROVE LOT 5A; BOOK: 2233 PAGE: 376
Legal Subdivision	WALDEN GROVE
Legal Block	B
Legal Lot Number	5A
Jurisdiction	FAYETTE KY
Township / Civil Division	LEXINGTON-FAYETTE SOUTHEAST
Census Block Group	2
Census Block	2004
Census Tract	3504

Owner

Source: Lexington-Fayette Urban County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3521 TRAILS END, LEXINGTON, KY 40517-2018
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY OF KENTUCKY FCU
Jan 13, 2022	Deed of Trust, Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Jul 22, 2019	Deed of Trust, Mortgage UNIVERSITY OF KY FED CR UN

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 1, 2025
Transfer Doc	DB4125/719
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	3521 TRAILS END, LEXINGTON, KY 40517-2018
Transaction Type	Mortgage
Record Updated	Apr 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3521 TRAILS END, LEXINGTON, KY 40517-2018

Mortgage

Document Number	MB11174/60
Date	Mar 18, 2026
Book Page	MB 11174/60
Instrument	202603180069

Lender

Name	UNIVERSITY OF KENTUCKY FCU
Type	Credit Union
Address	LEXINGTON, KY 40509

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	3521 TRAILS END, LEXINGTON, KY 40517-2018
Transaction Type	Mortgage
Record Updated	Jan 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000336/317
Date	Jan 13, 2022
Book Page	0336/317

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME

Agreement

Amount	Amount Recorded

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	3521 TRAILS END, LEXINGTON, KY 40517-2018
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9365/624
Date	Jul 22, 2019
Book Page	9365/624

Lender

Name	UNIVERSITY OF KY FED CR UN

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Municipality	Lexington-Fayette Urban County
Unified School District	Fayette County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,680.00 (+4.93%)	$222,000 (+4.96%)	$222,000 (+4.96%)
2023	$2,554.00	$211,500	$211,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Windstream DSL	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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