3521 Taffrail Ln, Oxnard, CA 93035 Property Records

Ventura County property record for 3521 Taffrail Ln, Oxnard, CA 93035

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,447 sqft · built 1976
Lot Size	0.138 acres (6,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$440,000 (May 2015)
Tax Bill	$6,562 (2025)
Deeds & Mortgages	Dec 2020 Loan Modification May 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`185-0-055-075`

Property Details

APN / Parcel Number

Primary APN	`185-0-055-075`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,447 sqft Living Area
1st Floor Area	1,447 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,001 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	42 sqft
Patio Area	323 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3521 TAFFRAIL LN
City	OXNARD
State	CA
Zip	93035-1686
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT: 235903 LOT: 56 REF: 067MR 001
Legal Tract	235903
Legal Block	55
Legal Lot Number	56
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	1
Census Block	1007
Census Tract	3613

Owner

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3521 TAFFRAIL LN, OXNARD, CA 93035-1686
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2020	Loan Modification, Mortgage · FHA Mortgage NATIONS LNDG
May 10, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
May 10, 2018	Loan Modification, Mortgage · FHA Mortgage NATIONS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2015 · Amount on Record
Deed Sale	May 6, 2015 · Amount on Record
Deed Document Number	201568393
Prior Transfer Date	May 5, 2015
Prior Transfer Doc	0000068392
Record Updated	Oct 29, 2026

December 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	VENTURA CA
Property Address	3521 TAFFRAIL LN, OXNARD, CA 93035-1686
Document Number	0000012085
Instrument Date	Dec 10, 2020
Transaction Type	Mortgage
Record Updated	Feb 9, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3521 TAFFRAIL LN OXNARD CA 930351686, OXNARD, CA 93035-1686

Mortgage

Document Number	0000012085
Date	Jan 21, 2021
Instrument	12085

Lender

Name	NATIONS LNDG

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 20, 2051

Interest

Rate Type	Fixed Rate
Rate	3%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	3521 TAFFRAIL LN, OXNARD, CA 93035-1686
Document Number	0000067920
Instrument Date	May 10, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3521 TAFFRAIL LN OXNARD CA 930351686, OXNARD, CA 93035-1686

Mortgage

Document Number	0000067920
Date	Jun 13, 2018
Instrument	67920

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 12, 2048

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	VENTURA CA
Property Address	3521 TAFFRAIL LN, OXNARD, CA 93035-1686
Document Number	0000067919
Instrument Date	May 10, 2018
Transaction Type	Mortgage
Record Updated	Jun 21, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3521 TAFFRAIL LN OXNARD CA 930351686, OXNARD, CA 93035-1686

Mortgage

Document Number	0000067919
Date	Jun 13, 2018
Instrument	67919

Lender

Name	NATIONS LNDG

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 12, 2048

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Elementary School District	Oxnard Elementary School District (KG - 08)
Secondary School District	Oxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$539,380 (+2%) Land $350,600 Building $188,780
2025	$6,562.00 (+2.18%)	$528,804 (+4.04%) Land $343,725 Building $185,079
2024	$6,422.00 (+3.78%)
2023	$6,188.00 (+3.1%)	$508,271 Land $330,378 Building $177,893
2022	$6,002.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 843 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, T-Mobile, Verizon.

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