3521 SE Micanopy Ter, Stuart, FL 34997 Property Records

Martin County property record for 3521 SE Micanopy Ter, Stuart, FL 34997

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,858 sqft · built 1985
Lot Size0.383 acres (16,727 sqft)
OwnerIndividual Name on File
Last Sale$267,500 (Aug 2016)
Tax Bill$3,228 (2024)
Deeds & MortgagesNov 2018 Mortgage
Sep 2020 Mortgage
Flood ZoneZone AE (high risk)
APN34881

Property Details

APN / Parcel Number

Primary APN34881
Alternative APN
  • 37-38-41-016-001-00030-0

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,858 sqft Living Area
1st Floor Area1,858 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace
ElevatorElevator

Exterior

Year BuiltBuilt 1985
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area16,727 sqft (0.383 acres)
Garage TypeAttached
Garage Area648 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area466 sqft
Deck Area390 sqft
Patio Area390 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number34881
Street Address3521 SE MICANOPY TER
CitySTUART
StateFL
Zip34997-5458
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPORT SEWALL HARBOR & TENNIS CLUB LOT 3 BLK A
Legal Range41E
Legal Township38S
Legal Section37
Legal SubdivisionPORT SEWALL HARBOR & TENNIS CLUB
Legal BlockA
Legal Lot Number3
JurisdictionMARTIN FL
Township / Civil DivisionPORT SALERNO-HOBE SOUND
Census Block Group2
Census Block2013
Census Tract1301

Owner

Source: Martin County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3521 SE MICANOPY TER, STUART, FL 34997-5458
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 29, 2018Deed of Trust, Mortgage · Commercial Mortgage
SUNTRUST BANK
Sep 3, 2020Deed of Trust, Mortgage · Conventional Mortgage
TRUIST BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 1, 2016 · Amount on Record
Deed SaleAug 1, 2016 · Amount on Record
Prior SaleOct 7, 2003 · Amount on Record
Deed Document Number0002870420
Deed Book / Page2870 / 420
Record UpdatedJun 8, 2026

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address3521 SE MICANOPY TER, STUART, FL 34997-5458
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0030290353
DateNov 29, 2018
Book Page03029/0353
Instrument2727517
Lender
NameSUNTRUST BANK
TypeBank
AddressORLANDO, FL 32809
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address3521 SE MICANOPY TER, STUART, FL 34997-5458
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address3521 SE MICANOPY TER, STUART, FL 34997-5458

Mortgage

Document Number0031551852
DateSep 3, 2020
Book Page3155/1852
Instrument2835801
Lender
NameTRUIST BANK
TypeBank
AddressRICHMOND, VA 23224
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: Martin County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$216,668 (+5.99%)$418,270 (-1.22%) Land $218,500 Building $199,770
2024$3,228.00 (+2.51%)
2023$3,149.00 (+3.89%) Additional exemption filed$204,430 (+3%)$423,430 (+32.98%) Land $209,000 Building $214,430
2022$3,031.00 Homeowner's exemption$198,476$318,420 Land $161,980 Building $156,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation5.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 53 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies53 in force
Nearby Flood Claims48 (1995–2020)
Claims Outside the SFHA9 of 48
Most Recent ClaimMay 2020
Claims by Event
  • Hurricane Frances, Sep 2004 · 26 claims
  • Severe Flooding, Oct 1995 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARTIN CO UTILITIES
serves 104,105 people · EPA ID FL4431891
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: T-Mobile USA.

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