3521 S Opal, Mesa, AZ 85212 Property Records

Maricopa County property record for 3521 S Opal, Mesa, AZ 85212

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,288 sqft · built 2001
Lot Size	0.3 acres (13,066 sqft)
Owner	2 Company Names on Record
Last Sale	$165,363 (Sep 2001)
Tax Bill	$1,765 (2025)
Deeds & Mortgages	Nov 2021 Reverse Mortgage Apr 2026 Sale + 2 more
Flood Zone	Zone D (undetermined)
APN	`304-01-537`

Property Details

APN / Parcel Number

Primary APN	`304-01-537`
Alternative APN	`304015376`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,288 sqft Living Area
Gross Area	2,448 sqft
1st Floor Area	2,288 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Combination
Construction Type	Frame
Roof Material	Concrete
Lot Area	13,066 sqft (0.3 acres)
Parking Spaces	2 Parking Spaces
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3521 S OPAL
City	MESA
State	AZ
Zip	85212-1901
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	MERIDIAN POINTE UNIT 1 MCR 502-31
Legal Range	7E
Legal Township	1S
Legal Section	12
Legal Subdivision	MERIDIAN POINTE UNIT 1
Legal Lot Number	43
Legal Unit	1
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1021
Census Tract	422650

Owner

Source: Maricopa County records, as of April 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3521 S OPAL, MESA, AZ 85212-1901
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2021	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Apr 17, 2026	Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Sep 16, 2020	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Sep 10, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 7, 2001 · Amount on Record
Deed Sale	Sep 7, 2001 · Amount on Record
Deed Document Number	2001827275
Last Transfer Date	Apr 9, 2026
Transfer Doc	0000231214
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3521 S OPAL, MESA, AZ 85212-1901
Transaction Type	Mortgage
Record Updated	Apr 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3521 S OPAL, MESA, AZ 85212-1901

Mortgage

Document Number	0001189780
Date	Nov 5, 2021
Instrument	20211189780

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	892 Months
Due	Mar 17, 2096

Interest

Rate Type	Adjustable Rate
Rate	1.81%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2021
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	6.81%

April 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Apr 17, 2026
Property Address	3521 S OPAL, MESA, AZ 85212-1901
Document Number	0000231214
Instrument Date	Apr 9, 2026
Instrument	2026231214
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3521 S OPAL, MESA, AZ 85212-1901
Investor	Possibly a Property Investor

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3521 S OPAL, MESA, AZ 85212-1901
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3521 S OPAL, MESA, AZ 85212-1901

Mortgage

Document Number	0000869516
Date	Sep 16, 2020
Instrument	20200869516

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	906 Months
Due	Mar 17, 2096

Interest

Rate Type	Adjustable Rate
Rate	2.84%
Type Change Date	Oct 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3521 S OPAL, MESA, AZ 85212-1901
Document Number	0000869517
Instrument Date	Sep 10, 2020
Transaction Type	Mortgage
Record Updated	Sep 23, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3521 S OPAL MESA AZ 852121901, MESA, AZ 85212-1901

Mortgage

Document Number	0000869517
Date	Sep 16, 2020
Instrument	869517

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	912 Months
Due	Sep 15, 2096

Interest

Rate Type	Adjustable Rate
Rate	2.84%

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Mesa City
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$45,270 (+89.91%)	$452,700 (-1.09%) Land $90,500 Building $362,200
2025	$1,765.00 (+3.04%)	$23,837 (-49.53%)	$457,700 (-3.09%) Land $91,500 Building $366,200
2024		$47,230	$472,300 Land $94,400 Building $377,900
2023	$1,713.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 74% of Arizona
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MESA serves 466,000 people · EPA ID AZ0407095
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
CopperNet Systems Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber, Hotwire Communications.

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