3521 Ruby Ave, Kansas City, KS 66106 Property Records

Wyandotte County property record for 3521 Ruby Ave, Kansas City, KS 66106

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,580 sqft · built 1922
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$60,000 (Apr 2017)
Tax Bill	$2,376 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R68098`

Property Details

APN / Parcel Number

Primary APN	`R68098`
Alternative APNs	`1050693001010006000` `169066`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,580 sqft Living Area
Gross Area	2,644 sqft
Basement Area	924 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Architectural Style	Old Style
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	130 ft deep x 50 ft wide
Terrain	Above Road/Slope
Garage Area	924 sqft
Deck Area	84 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3521 RUBY AVE
City	KANSAS CITY
State	KS
Zip	66106-2722
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	KR2
Legal Description	GIBBS & PAYNE ADD & 1691, S30, T11, R25, ACRES 0.150000, B6 L10 & L11
Legal Range	25E
Legal Township	11S
Legal Section	30
Legal Subdivision	GIBBS & PAYNE ADD
Legal Lot Number	10,11
Jurisdiction	WYANDOTTE KS
Township / Civil Division	KANSAS CITY
Census Block Group	2
Census Block	2010
Census Tract	42700

Owner

3521 Ruby Ave is owned and occupied by two individuals who bought it in April 2017.

Source: Wyandotte County records, as of December 26, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3521 RUBY AVE, KANSAS CITY, KS 66106-2722
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK OF ST CHARLES MO
Apr 13, 2017	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK OF ST CHARLES MO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2017 · Amount on File
Deed Sale	Apr 13, 2017 · Amount on File
Prior Sale	Aug 25, 2014
Deed Document Number	20175182
Prior Transfer Date	Jul 5, 2016
Prior Transfer Doc	2016R08905
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WYANDOTTE KS
Property Address	3521 RUBY AVE, KANSAS CITY, KS 66106-2722
Transaction Type	Mortgage
Record Updated	Sep 10, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R15883
Date	Aug 30, 2021
Instrument	2021R-15883

Lender

Name	FIRST STATE BANK OF ST CHARLES MO
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WYANDOTTE KS
Recording Date	Apr 13, 2017
Property Address	3521 RUBY AVE, KANSAS CITY, KS 66106-2722
Document Number	2017R05182
Instrument Date	Mar 22, 2017
Instrument	2017R-05182
Transaction Type	Transfer
Record Updated	Feb 3, 2022
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3521 RUBY AVE, KANSAS CITY, KS 66106-2722

Mortgage

Document Number	2017R05183
Date	Apr 13, 2017
Instrument	2017R-05183

Lender

Name	FIRST STATE BANK OF ST CHARLES MO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 3521 Ruby Ave was $2,376.

Source: Wyandotte County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Kansas
County	Wyandotte County
Municipality	Kansas City
Unified School District	Kansas City Unified School District 500 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,376.00	$15,893 Land $3,258 Building $12,635	$138,200 Land $28,330 Building $109,870
2023	$1,697.00 (+32.79%)	$10,913 (+31.8%) Land $2,032 Building $8,881	$94,900 (+31.81%) Land $17,670 Building $77,230
2022	$1,278.00	$8,280 Land $1,590 Building $6,690	$72,000 Land $13,830 Building $58,170

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3521 Ruby Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 12, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3521 Ruby Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.4% of Kansas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KANSAS CITY BOARD OF PUBLIC UTILITIES serves 152,960 people · EPA ID KS2020906
Water Source	Groundwater influenced by surface water
Last State Inspection	Sep 2023
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: PCs for People, T-Mobile.

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