3521 Post Valley Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 3521 Post Valley Dr, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,873 sqft · built 1998
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$194,095 (Oct 1998)
Tax Bill	$5,143 (2025)
Deeds & Mortgages	Jul 2026 Transfer Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`A984000608`

Property Details

APN / Parcel Number

Primary APN	`A984000608`
Alternative APN	`4-0036-7885-00-0151.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,873 sqft Living Area
Gross Area	4,774 sqft
1st Floor Area	2,498 sqft
Basement Area	1,876 sqft
Finished Basement	375 sqft
Unfinished Basement	1,501 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	68 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A984000608
Street Address	3521 POST VALLEY DR
City	O FALLON
State	MO
Zip	63368-7063
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	POST MEADOWS #1 LOT 151
Legal Subdivision	POST MEADOWS
Legal Lot Number	151
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1024
Census Tract	311153

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	605 WOODWAY CT, WENTZVILLE, MO 63385-3943
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Nov 23, 2020	Deed of Trust, Mortgage QUICKEN LNS
Mar 29, 2018	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 1998 · Amount on Record
Deed Sale	Oct 14, 1998 · Amount on Record
Deed Document Number	199880994
Deed Book / Page	2143 / 797
Last Transfer Date	Jul 10, 2026
Transfer Doc	0000032555
Record Updated	Sep 20, 2026

July 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 13, 2026
Property Address	3521 POST VALLEY DR, O FALLON, MO 63368-7063
Document Number	0000032555
Instrument Date	Jul 10, 2026
Instrument	202632555
Transaction Type	Transfer
Record Updated	Jul 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 WOODWAY CT, WENTZVILLE, MO 63385-3943

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	3521 POST VALLEY DR, O FALLON, MO 63368-7063
Document Number	0000092787
Instrument Date	Nov 23, 2020
Transaction Type	Mortgage
Record Updated	Mar 1, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3521 POST VALLEY DR O FALLON MO 633687063, O FALLON, MO 63368-7063

Mortgage

Document Number	0000092787
Date	Nov 30, 2020
Instrument	92787

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 29, 2050

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	3521 POST VALLEY DR, O FALLON, MO 63368-7063
Document Number	0069001344
Instrument Date	Mar 29, 2018
Transaction Type	Mortgage
Record Updated	Apr 10, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3521 POST VALLEY DR O FALLON MO 633687063, O FALLON, MO 63368-7063

Mortgage

Document Number	0069001344
Date	Apr 4, 2018
Book Page	006900/001344
Instrument	178660

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 3, 2048

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$77,443 (-)	$407,595 (-) Land $75,000 Building $332,595
2025	$5,143.00	$77,443 (-1.28%)	$407,595 (-1.28%) Land $75,000 Building $332,595
2023		$78,451
2022			$412,900 Land $50,000 Building $362,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2006–2008)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2008 · Severe Storms, Flooding, And A Tornado

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Gateway Fiber.

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