3521 Pilot Cir, Naples, FL 34120 Property Records

Collier County property record for 3521 Pilot Cir, Naples, FL 34120

Property Summary

Property Type	Single Family Home
Details	1,887 sqft · built 2020
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,185,000 (Sep 2023)
Tax Bill	$7,257 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Aug 2020 Sale & Mortgage + 1 more
Flood Zone	Zone AH (high risk)
APN	`705310 1733B26`

Property Details

APN / Parcel Number

Primary APN	`705310 1733B26`
Alternative APN	`81080005701`

Interior

Building Area	1,887 sqft Living Area
1st Floor Area	1,887 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Masonry / Concrete Block
Lot Area	6,534 sqft (0.15 acres)
Pool Area	364 sqft
Deck Area	400 sqft

Location & Zoning

Street Address	3521 PILOT CIR
City	NAPLES
State	FL
Zip	34120-0714
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WARM SPRINGS PHASE 2 LOT 173
Legal Range	26
Legal Township	48
Legal Section	26
Legal Subdivision	WARM SPRINGS PHASE 2
Legal Phase	2
Legal Block	1
Legal Lot Number	173
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1005
Census Tract	10423

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3521 PILOT CIR, NAPLES, FL 34120-0714
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2023	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA
Aug 28, 2020	Special Warranty Deed, Transfer · Conventional Mortgage MATTAMY HOME FUNDING LLC
Jan 3, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2023 · Amount on Record
Deed Sale	Sep 13, 2023 · Amount on Record
Prior Sale	Aug 28, 2020 · Amount on Record
Deed Document Number	20236452498
Deed Book / Page	6287 / 1114
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Sep 13, 2023
Property Address	3521 PILOT CIR, NAPLES, FL 34120-0714
Document Number	0062871114
Book / Page	6287 / 1114
Map Reference	MB 63 PG 58
Instrument Date	Sep 12, 2023
Instrument	6452498
Transaction Type	Transfer
Record Updated	Oct 3, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,295.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	115 ARBORETUM DR, NORTH BARRINGTON, IL 60010-6591

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3521 PILOT CIR, NAPLES, FL 34120-0714

Mortgage

Document Number	0062871116
Date	Sep 13, 2023
Instrument	6287/1116

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.62%
Type Change Date	Oct 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	12.6%
Margin	3
Max Rate	12.6%

August 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Aug 28, 2020
Property Address	3521 PILOT CIR, NAPLES, FL 34120-0714
Document Number	0058082130
Book / Page	5808 / 2130
Map Reference	MB 63 PG 58-63
Instrument Date	Aug 25, 2020
Instrument	5915321
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,785.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4107 CRESCENT PARK DR, 4107, RIVERVIEW, FL 33578-3030

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 ARBORETUM DR, NORTH BARRINGTON, IL 60010-6591

Mortgage

Document Number	0058082135
Date	Aug 28, 2020
Instrument	5808/2135

Lender

Name	MATTAMY HOME FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COLLIER FL
Recording Date	Jan 3, 2020
Property Address	3521 PILOT CIR, NAPLES, FL 34120-0714
Document Number	0057132119
Book / Page	005713 / 002119
Instrument Date	Jan 3, 2020
Instrument	5811434
Transaction Type	Transfer
Record Updated	Jan 27, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$43,424.79
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4901 VINELAND RD #450 ORLANDO FL 328117229, 450, ORLANDO, FL 32811-7229
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$725,298 (+2.7%)	$752,279 (+6.52%) Land $195,288 Building $556,991
2025	$7,257.00 (+4.61%) Homeowner's exemption	$706,230 (+27.51%) Land $238,491 Building $467,739	$706,230 (-9.62%) Land $238,491 Building $467,739
2023	$6,937.00 (+14.76%)	$553,858 (+1%)	$781,436 (+37.2%) Land $196,020 Building $585,416
2022	$6,045.00	$503,507	$569,543 Land $84,044 Building $485,499

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 183 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	183 in force
Nearby Flood Claims	4 (2015–2017)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Hotwire Communications, T-Mobile, Xfinity.

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