3521 N 24th St, Waco, TX 76708 Property Records

McLennan County property record for 3521 N 24th St, Waco, TX 76708

Property Summary

Property TypeDuplex
Details2 bd · 1 ba · 1,884 sqft · built 2022
Lot Size0.189 acres (8,250 sqft)
Owner2 Individual Names on Record
Last Sale$256,956 (Jun 2023)
Tax Bill$5,819 (2025)
Deeds & MortgagesMar 2023 Construction Loan
Jun 2023 Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN48-028900-008700-0

Property Details

APN / Parcel Number

Primary APN48-028900-008700-0
Alternative APNs
  • 4802890000870000111
  • 181894

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,884 sqft Living Area
1st Floor Area1,884 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleDuplex Single
Exterior MaterialAsbestos
Roof MaterialComposition Shingle
Lot Area8,250 sqft (0.189 acres)
Lot Dimensions165 ft deep x 50 ft wide
PorchOpen Porch
Porch Area20 sqft
Patio Area36 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3521 N 24TH ST
CityWACO
StateTX
Zip76708-1921
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR2
Legal DescriptionMELBOURNE HTS LOT 5 BLOCK H ACRES .1894
Legal SubdivisionMELBOURNE HTS
Legal BlockH
Legal Lot Number5
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group1
Census Block1014
Census Tract1100

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address31731 VIA PATO, TRABUCO CANYON, CA 92679-4128
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 8, 2023Deed of Trust, Mortgage · Construction Mortgage
SIMMONS BANK
Jun 26, 2023Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Apr 7, 2021Vendor's Lien, Transfer
INTERNATIONAL BANK OF COMMERCE
Apr 14, 2020Loan Modification, Mortgage
SECURITY BK/CRAWFORD
Nov 7, 2018Deed of Trust, Mortgage
SECURITY BK/CRAWFORD
Aug 7, 2018Loan Modification, Mortgage
FIDELITY BK/TX
Feb 9, 2018Trustee's Deed, Construction Loan · Construction Mortgage
FIDELITY BK/TX

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 26, 2023 · Amount on Record
Deed SaleJun 26, 2023 · Amount on Record
Prior SaleApr 7, 2021 · Amount on Record
Deed Document Number202319184
Record UpdatedOct 29, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address3521 N 24TH ST, WACO, TX 76708-1921
Transaction TypeMortgage
Record UpdatedOct 24, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000006449
DateMar 8, 2023
Instrument2023006449
Lender
NameSIMMONS BANK
TypeBank
AddressPINE BLUFF, AR 71611
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2023: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionMCLENNAN TX
Recording DateJun 26, 2023
Property Address3521 N 24TH ST, WACO, TX 76708-1921
Document Number0000019184
Map ReferenceVOL 275 PG 238
Instrument DateJun 20, 2023
Instrument2023019184
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 24, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address31731 VIA PATO, TRABUCO CANYON, CA 92679-4128

Mortgage

Document Number0000019185
DateJun 26, 2023
Instrument2023019185
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2053

April 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMCLENNAN TX
Recording DateApr 7, 2021
Property Address3521 N 24TH ST, WACO, TX 76708-1921
Document Number0000012687
Map ReferenceVOL 275 PG 238
Instrument DateApr 6, 2021
Instrument2021012687
Transaction TypeTransfer
Record UpdatedOct 24, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address14643 DALLAS PKWY # 1050, 1050, DALLAS, TX 75254-7410
InvestorPossibly a Property Investor

Mortgage

DateApr 7, 2021
Lender
NameINTERNATIONAL BANK OF COMMERCE
TypeBank
Special NotesSeller Financed
Agreement
AmountAmount Recorded

April 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMCLENNAN TX
Property Address3521 N 24TH ST, WACO, TX 76708-1921
Document Number0000013323
Instrument DateApr 14, 2020
Transaction TypeMortgage
Record UpdatedJun 22, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1401 LAKE AIR DR WACO TX 767104423, WACO, TX 76710-4423

Mortgage

Document Number0000013323
DateApr 27, 2020
Instrument13323
Lender
NameSECURITY BK/CRAWFORD
TypeBank
AddressCRAWFORD, TX 76638
Agreement
AmountAmount Recorded

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address3521 N 24TH ST, WACO, TX 76708-1921
Document Number0000039471
Instrument DateNov 7, 2018
Transaction TypeMortgage
Record UpdatedJun 22, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1401 LAKE AIR DR WACO TX 767104423, WACO, TX 76710-4423

Mortgage

Document Number0000039471
DateNov 9, 2018
Instrument39471
Lender
NameSECURITY BK/CRAWFORD
TypeBank
AddressCRAWFORD, TX 76638
Agreement
AmountAmount Recorded
Term180 Months
DueNov 8, 2033

August 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMCLENNAN TX
Property Address3521 N 24TH ST, WACO, TX 76708-1921
Document Number0000030211
Instrument DateAug 7, 2018
Transaction TypeMortgage
Record UpdatedNov 22, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1401 LAKE AIR DR WACO TX 767104423, WACO, TX 76710-4423

Mortgage

Document Number0000030211
DateAug 27, 2018
Instrument30211
Lender
NameFIDELITY BK/TX
TypeBank
AddressWACO, TX 76708
Agreement
AmountAmount Recorded
Term12 Months
DueAug 26, 2019
Interest
Rate5.25%

February 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionMCLENNAN TX
Recording DateFeb 9, 2018
Property Address3521 N 24TH ST, WACO, TX 76708-1921
Instrument DateFeb 7, 2018
Instrument4179
Transaction TypeConstruction Loan
Record UpdatedFeb 21, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1401 LAKE AIR DR WACO TX 767104423, WACO, TX 76710-4423

Mortgage

Document Number0000004179
DateFeb 9, 2018
Instrument4179
Lender
NameFIDELITY BK/TX
TypeBank
AddressWACO, TX 76708
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueFeb 8, 2019

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictWaco Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$237,079 (-8.41%) Land $18,068 Building $219,011$237,079 (-8.41%) Land $18,068 Building $219,011
2025$5,819.00 (+6.87%)$258,850 (+33.21%) Land $16,420 Building $242,430$258,850 (+33.21%) Land $16,420 Building $242,430
2024$5,445.00 (+25%)
2023$194,320 (+1,261.74%) Land $16,420 Building $177,900$194,320 (+1,261.74%) Land $16,420 Building $177,900
2022$4,356.00$14,270 Land $14,270$14,270 Land $14,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WACO
serves 146,241 people · EPA ID TX1550008
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20

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