3521 Harmony Hwy, Harmony, NC 28634 Property Records

Iredell County property record for 3521 Harmony Hwy, Harmony, NC 28634

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,954 sqft · built 1945
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Tax Bill	$850 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit Feb 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`4871-51-6729.000`

Property Details

APN / Parcel Number

Primary APN	`4871-51-6729.000`
Alternative APN	`77416820`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,954 sqft Heated Area
Gross Area	3,210 sqft
1st Floor Area	1,408 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1952
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Gable
Roof Material	Metal
Lot Area	87,120 sqft (2 acres)
Lot Dimensions	530 ft deep x 77 ft wide
Garage Type	Mixed
Garage Area	768 sqft
Parking Spaces	7 Parking Spaces
Porch	Slab
Porch Area	296 sqft
Storage Building	1,440 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Account Number	77416820
Street Address	3521 HARMONY HWY
City	HARMONY
State	NC
Zip	28634-9438
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Description	US 21
Legal Subdivision	TOWN OF HARMONY
Legal Block	51
Jurisdiction	IREDELL NC
Township / Civil Division	EAGLE MILLS
Census Block Group	3
Census Block	3029
Census Tract	60801

Owner

3521 Harmony Hwy is owned and occupied by two individuals who acquired it in May 1984.

Source: Iredell County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3521 HARMONY HWY, HARMONY, NC 28634-9438
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2021	Deed of Trust, Mortgage · Line of Credit FIRST BANK
Feb 23, 2017	Loan Modification, Consolidation and Extension, Mortgage FIRST BK BLUE EARTH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 1984
Deed Sale	May 1, 1984
Prior Sale	Jan 1, 1984
Deed Book / Page	700 / 157
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	3521 HARMONY HWY, HARMONY, NC 28634-9438
Transaction Type	Mortgage
Record Updated	Apr 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3521 HARMONY HWY, HARMONY, NC 28634-9438

Mortgage

Document Number	27951756
Date	Mar 23, 2021
Book Page	2795/1756

Lender

Name	FIRST BANK
Type	Bank
Address	HARMONY, NC 28634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2017: Loan Modification, Consolidation and Extension, Mortgage

Document Type	Loan Modification, Consolidation and Extension
Jurisdiction	IREDELL NC
Property Address	3521 HARMONY HWY, HARMONY, NC 28634-9438
Document Number	24771468
Instrument Date	Feb 23, 2017
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3521 HARMONY HWY HARMONY NC 286349438, HARMONY, NC 28634-9438

Mortgage

Document Number	24771468
Date	Mar 6, 2017
Book Page	002477/001468

Lender

Name	FIRST BK BLUE EARTH
Type	Bank
Address	HARMONY, NC 28634

Agreement

Term	360 Months
Due	Mar 5, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3521 Harmony Hwy was $850.

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Municipality	Harmony Town
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$109,730 (-) Land $26,650 Building $83,080	$109,730 (-) Land $26,650 Building $83,080
2025	$850.00	$109,730 (-) Land $26,650 Building $83,080	$109,730 (-) Land $26,650 Building $83,080
2024	$850.00	$109,730 (-) Land $26,650 Building $83,080	$109,730 (-) Land $26,650 Building $83,080
2023	$850.00 (+8.42%)	$109,730 (+16.31%) Land $26,650 Building $83,080	$109,730 (+16.31%) Land $26,650 Building $83,080
2022	$784.00	$94,340 Land $26,650 Building $67,690	$94,340 Land $26,650 Building $67,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3521 Harmony Hwy in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3521 Harmony Hwy is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IREDELL WATER CORPORATION private · serves 29,370 people · EPA ID NC0149025
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zirrus Fiber	6,000 / 6,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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