3521 Godwin Rd, Jay, FL 32565 Property Records

Santa Rosa County property record for 3521 Godwin Rd, Jay, FL 32565 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,531 sqft · built 2023
Lot Size	1.57 acres (68,389 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (Dec 2025)
Tax Bill	$1,843 (2024)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Sep 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`31-5N-29-0000-00912-0000`

Property Details

APN / Parcel Number

Primary APN	`31-5N-29-0000-00912-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,531 sqft Heated Area
Gross Area	1,986 sqft
1st Floor Area	1,830 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Exterior Material	Vinyl
Foundation Type	Masonry
Roof Material	Shingle
Lot Area	68,389 sqft (1.57 acres)
Porch	Open Porch
Porch Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	315N290000009120000
Street Address	3521 GODWIN RD
City	JAY
State	FL
Zip	32565-2768
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ENHANCED LIFE ESTATE RES IN: PARCEL 3: COMMENCE AT A FOUND AXLE, BEING THE N.W. CORNER OF SECTION 31, T-5-N, R-29-W, SANTA
Jurisdiction	SANTA ROSA FL
Township / Civil Division	JAY
Census Block Group	1
Census Block	1065
Census Tract	10200

Owner

Source: Santa Rosa County records · APN 31-5N-29-0000-00912-0000

Assessment roll updated July 1, 2024 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	105 BROOKS ST SE UNIT 1, 1, FORT WALTON BEACH, FL 32548-5859
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 01, 2025	Warranty Deed, Transfer · VA Mortgage CHANGE LENDING LLC
Sep 20, 2024	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Mar 31, 2023	Warranty Deed, Transfer PENSACOLA TITLE CO LLC, PENSACOLA TITLE COMPANY LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 01, 2025 · Amount on Record
Deed Sale	Dec 01, 2025 · Amount on Record
Prior Sale	Sep 20, 2024
Deed Document Number	202555915
Deed Book / Page	4684 / 492
Record Updated	Jun 08, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Dec 01, 2025
Property Address	3521 GODWIN RD, JAY, FL 32565-2768
Document Number	0046840492
Book / Page	4684 / 492
Instrument Date	Nov 14, 2025
Instrument	202555915
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	PURE TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,960.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3215 ARROW CREEK DR, GRANBURY, TX 76049-7241

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 BROOKS ST SE UNIT 1, 1, FORT WALTON BEACH, FL 32548-5859

Mortgage

Document Number	0004684495
Date	Dec 01, 2025
Instrument	4684/495

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2055

September 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA ROSA FL
Recording Date	Sep 20, 2024
Property Address	3521 GODWIN RD, JAY, FL 32565-2768
Document Number	0045440459
Book / Page	4544 / 459
Instrument Date	Sep 09, 2024
Instrument	202442637
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3521 GODWIN RD, JAY, FL 32565-2768

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3521 GODWIN RD, JAY, FL 32565-2768

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Mar 31, 2023
Property Address	3521 GODWIN RD, JAY, FL 32565-2768
Document Number	0043811040
Book / Page	4381 / 1040
Instrument Date	Mar 31, 2023
Instrument	202313997
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	PENSACOLA TITLE CO LLC, PENSACOLA TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Tax	$1,609.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5593 MADELINES WAY, PACE, FL 32571-6864

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3521 GODWIN RD, JAY, FL 32565-2768

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$1,843.00 (+941.24%) Homeowner's exemption Widower's exemption	$195,497 (+1,283.56%) Land $15,700 Building $179,797	$195,497 (+1,283.56%) Land $15,700 Building $179,797
2023	$177.00 (+42.74%)	$14,130 (+5%) Land $14,130	$14,130 (+5%) Land $14,130
2022	$124.00	$9,420	$9,420 Land $9,420

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121130102001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2025, river or lake flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 16 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Conexon Connect	Fiber	2,000 / 2,000
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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