Pinellas County property record for 3521 Fairway Forest Dr, Palm Harbor, FL 34685
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,633 sqft · built 1983 |
| Lot Size | 0.204 acres (8,869 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $132,900 (Jun 1997) |
| Tax Bill | $3,073 (2025) |
| Deeds & Mortgages | Nov 2025 Sale Aug 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-757-2809-7 |
| Primary APN | C62-000-757-2809-7 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,633 sqft Living Area |
| Gross Area | 2,673 sqft |
| 1st Floor Area | 1,633 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 8,869 sqft (0.204 acres) |
| Lot Dimensions | 115 ft deep x 75 ft wide |
| View / Lot | Golf Course |
| Garage Type | Attached |
| Garage Area | 450 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 590 sqft |
| Deck Area | 140 sqft |
| Patio Area | 140 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R289840 |
|---|---|
| Street Address | 3521 FAIRWAY FOREST DR |
| City | PALM HARBOR |
| State | FL |
| Zip | 34685-1003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD5 |
| Legal Description | FAIRWAY FOREST LOT 11 |
| Legal Range | 16E |
| Legal Township | 27S |
| Legal Section | 27 |
| Legal Subdivision | FAIRWAY FOREST |
| Legal Tract | 27369 |
| Legal Lot Number | 11 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 27329 |
3521 Fairway Forest Dr is owned and occupied by two individuals who acquired it in November 2025.
Source: Pinellas County records, as of March 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3521 FAIRWAY FOREST DR, PALM HARBOR, FL 34685-1003 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 14, 2025 | Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION |
| Aug 16, 2019 | Deed of Trust, Mortgage · Line of Credit ACHIEVA CU |
| Apr 13, 2017 | Quit Claim Deed, Transfer · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 5, 1997 · Amount on File |
| Deed Sale | Jun 5, 1997 · Amount on File |
| Deed Book / Page | 9732 / 24 |
| Last Transfer Date | Nov 11, 2025 |
| Transfer Doc | 0233581416 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Nov 14, 2025 |
| Property Address | 3521 FAIRWAY FOREST DR, PALM HARBOR, FL 34685-1003 |
| Document Number | 0233581416 |
| Book / Page | 23358 / 1416 |
| Map Reference | MB 73 PG 16-17 |
| Instrument Date | Nov 11, 2025 |
| Instrument | 2025320762 |
| Transaction Type | Transfer |
| Record Updated | Dec 3, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3521 FAIRWAY FOREST DR, PALM HARBOR, FL 34685-1003 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 2601 34TH AVE N, ST PETERSBURG, FL 33713-1719 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 3521 FAIRWAY FOREST DR, PALM HARBOR, FL 34685-1003 |
| Document Number | 0206621980 |
| Instrument Date | Aug 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 2, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3521 FAIRWAY FOREST DR PALM HARBOR FL 346851003, PALM HARBOR, FL 34685-1003 |
| Document Number | 0206621980 |
|---|---|
| Date | Aug 21, 2019 |
| Book Page | 020662/001980 |
| Instrument | 267933 |
| Name | ACHIEVA CU |
|---|---|
| Type | Credit Union |
| Address | DUNEDIN, FL 34697 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Aug 20, 2044 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Apr 13, 2017 |
| Property Address | 3521 FAIRWAY FOREST DR, PALM HARBOR, FL 34685-1003 |
| Document Number | 0195891257 |
| Book / Page | 019589 / 001257 |
| Instrument Date | Apr 7, 2017 |
| Instrument | 114201 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2017 |
| Title Company | TITLE 365 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3521 FAIRWAY FOREST DR PALM HARBOR FL 346851003, PALM HARBOR, FL 34685-1003 |
| Document Number | 195891260 |
|---|---|
| Date | Apr 13, 2017 |
| Book Page | 019589/001260 |
| Instrument | 114202 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 12, 2047 |
The 2025 property tax bill for 3521 Fairway Forest Dr was $3,073 with a homeowner's exemption, up 6% from the year before.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,073.00 (+6.04%) Homeowner's exemption | $202,349 (+2.9%) | $398,502 (-4.72%) Land $130,406 Building $268,096 |
| 2024 | $2,898.00 (+2.04%) Homeowner's exemption | $196,646 (+3%) | $418,225 (-2.78%) Land $179,250 Building $238,975 |
| 2023 | $2,840.00 (+3.27%) Homeowner's exemption | $190,918 (+3%) | $430,178 (+34.81%) Land $204,804 Building $225,374 |
| 2022 | $2,750.00 Homeowner's exemption | $185,357 | $319,096 Land $152,418 Building $166,678 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3521 Fairway Forest Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 135 individual policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 159 units insured incl. 24 condo units |
| Nearby Flood Claims | 5 (2011–2024) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3521 Fairway Forest Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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