3521 Fairway Forest Dr, Palm Harbor, FL 34685 Property Records

Pinellas County property record for 3521 Fairway Forest Dr, Palm Harbor, FL 34685

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,633 sqft · built 1983
Lot Size0.204 acres (8,869 sqft)
Owner2 Individual Names on File
Last Sale$132,900 (Jun 1997)
Tax Bill$3,073 (2025)
Deeds & MortgagesNov 2025 Sale
Aug 2019 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APNC62-000-757-2809-7

Property Details

APN / Parcel Number

Primary APNC62-000-757-2809-7
Alternative APNs
  • 27-27-16-27369-000-0110
  • 271627273690000110
  • 162727273690000110
  • R289840

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,633 sqft Living Area
Gross Area2,673 sqft
1st Floor Area1,633 sqft
FlooringCarpet
Interior WallsComposition
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1998
Architectural StyleCustom Design
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialOther
Lot Area8,869 sqft (0.204 acres)
Lot Dimensions115 ft deep x 75 ft wide
View / LotGolf Course
Garage TypeAttached
Garage Area450 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area590 sqft
Deck Area140 sqft
Patio Area140 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR289840
Street Address3521 FAIRWAY FOREST DR
CityPALM HARBOR
StateFL
Zip34685-1003
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRPD5
Legal DescriptionFAIRWAY FOREST LOT 11
Legal Range16E
Legal Township27S
Legal Section27
Legal SubdivisionFAIRWAY FOREST
Legal Tract27369
Legal Lot Number11
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group1
Census Block1000
Census Tract27329

Owner

3521 Fairway Forest Dr is owned and occupied by two individuals who acquired it in November 2025.

Source: Pinellas County records, as of March 19, 2026

Owner of Record2 Individual Names on File
Mailing Address3521 FAIRWAY FOREST DR, PALM HARBOR, FL 34685-1003
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 14, 2025Warranty Deed, Transfer
ACCOMODATION, ACCOMMODATION
Aug 16, 2019Deed of Trust, Mortgage · Line of Credit
ACHIEVA CU
Apr 13, 2017Quit Claim Deed, Transfer · Conventional Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 5, 1997 · Amount on File
Deed SaleJun 5, 1997 · Amount on File
Deed Book / Page9732 / 24
Last Transfer DateNov 11, 2025
Transfer Doc0233581416
Record UpdatedJun 8, 2026

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateNov 14, 2025
Property Address3521 FAIRWAY FOREST DR, PALM HARBOR, FL 34685-1003
Document Number0233581416
Book / Page23358 / 1416
Map ReferenceMB 73 PG 16-17
Instrument DateNov 11, 2025
Instrument2025320762
Transaction TypeTransfer
Record UpdatedDec 3, 2025
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3521 FAIRWAY FOREST DR, PALM HARBOR, FL 34685-1003

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address2601 34TH AVE N, ST PETERSBURG, FL 33713-1719

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address3521 FAIRWAY FOREST DR, PALM HARBOR, FL 34685-1003
Document Number0206621980
Instrument DateAug 16, 2019
Transaction TypeMortgage
Record UpdatedSep 2, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3521 FAIRWAY FOREST DR PALM HARBOR FL 346851003, PALM HARBOR, FL 34685-1003

Mortgage

Document Number0206621980
DateAug 21, 2019
Book Page020662/001980
Instrument267933
Lender
NameACHIEVA CU
TypeCredit Union
AddressDUNEDIN, FL 34697
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueAug 20, 2044
Interest
Rate TypeAdjustable Rate

April 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPINELLAS FL
Recording DateApr 13, 2017
Property Address3521 FAIRWAY FOREST DR, PALM HARBOR, FL 34685-1003
Document Number0195891257
Book / Page019589 / 001257
Instrument DateApr 7, 2017
Instrument114201
Transaction TypeTransfer
Record UpdatedJun 20, 2017
Title CompanyTITLE 365

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3521 FAIRWAY FOREST DR PALM HARBOR FL 346851003, PALM HARBOR, FL 34685-1003

Mortgage

Document Number195891260
DateApr 13, 2017
Book Page019589/001260
Instrument114202
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 12, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3521 Fairway Forest Dr was $3,073 with a homeowner's exemption, up 6% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,073.00 (+6.04%) Homeowner's exemption$202,349 (+2.9%)$398,502 (-4.72%) Land $130,406 Building $268,096
2024$2,898.00 (+2.04%) Homeowner's exemption$196,646 (+3%)$418,225 (-2.78%) Land $179,250 Building $238,975
2023$2,840.00 (+3.27%) Homeowner's exemption$190,918 (+3%)$430,178 (+34.81%) Land $204,804 Building $225,374
2022$2,750.00 Homeowner's exemption$185,357$319,096 Land $152,418 Building $166,678

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3521 Fairway Forest Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 135 individual policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies159 units insured
incl. 24 condo units
Nearby Flood Claims5 (2011–2024)
Claims Outside the SFHA4 of 5
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3521 Fairway Forest Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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