Stanislaus County property record for 3521 Bayboro Dr, Modesto, CA 95357
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,440 sqft · built 1992 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $205,000 (Sep 2015) |
| Tax Bill | $2,642 (2026) |
| Deeds & Mortgages | Jan 2021 Line of Credit Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 079-024-039-000 |
| Primary APN | 079-024-039-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,440 sqft Living Area |
| 1st Floor Area | 1,440 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Construction Type | Wood |
| Lot Area | 4,792 sqft (0.11 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3521 BAYBORO DR |
|---|---|
| City | MODESTO |
| State | CA |
| Zip | 95357-1306 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DRY CREEK MEADOWS NO. 9, BLK 2922, LOT 28 |
| Legal Subdivision | DRY CRK MDWS 09 |
| Legal Block | 2922 |
| Legal Lot Number | 28 |
| Jurisdiction | STANISLAUS CA |
| Township / Civil Division | MODESTO |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 2006 |
Source: Stanislaus County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3521 BAYBORO DR, MODESTO, CA 95357-1306 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 20, 2021 | Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST |
| Dec 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE WEST |
| Nov 1, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 25, 2015 · Amount on Record |
| Deed Sale | Sep 25, 2015 · Amount on Record |
| Prior Sale | Mar 4, 2009 · Amount on Record |
| Deed Document Number | 201576687 |
| Prior Transfer Date | Mar 2, 2009 |
| Prior Transfer Doc | 0000020710 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 3521 BAYBORO DR, MODESTO, CA 95357-1306 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | PO BOX 577641, MODESTO, CA 95357-7641 |
| Document Number | 0000005626 |
|---|---|
| Date | Jan 20, 2021 |
| Instrument | 2021-0005626 |
| Name | BANK OF THE WEST |
|---|---|
| Type | Bank |
| Address | UTICA, NY 13505 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 3521 BAYBORO DR, MODESTO, CA 95357-1306 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 3521 BAYBORD DR, MODESTO, CA 95357-1306 |
| Document Number | 0000108665 |
|---|---|
| Date | Dec 30, 2020 |
| Instrument | 2020-0108665 |
| Name | BANK OF THE WEST |
|---|---|
| Type | Bank |
| Address | UTICA, NY 13505 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 3521 BAYBORO DR, MODESTO, CA 95357-1306 |
| Document Number | 0000086899 |
| Instrument Date | Nov 1, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | PO BOX 577641 MODESTO CA 953577641, MODESTO, CA 95357-7641 |
| Document Number | 0000086899 |
|---|---|
| Date | Dec 20, 2018 |
| Instrument | 86899 |
| Name | BANK OF THE WEST |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68154 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Dec 19, 2043 |
| Rate Type | Adjustable Rate |
|---|
Source: Stanislaus County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Stanislaus County |
| Municipality | Modesto City |
| Elementary School District | Empire Union Elementary School District (KG - 08) |
| Secondary School District | Modesto City High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,642.00 (+1.69%) Homeowner's exemption | $247,523 (+2%) Land $84,518 Building $163,005 |
| 2025 | $2,598.00 (-15.62%) Homeowner's exemption | $242,670 (+4.04%) Land $82,861 Building $159,809 |
| 2023 | $3,079.00 (+1%) Homeowner's exemption | $233,249 Land $79,645 Building $153,604 |
| 2022 | $2,799.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 23, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MODESTO serves 218,915 people · EPA ID CA5010010 |
|---|---|
| Water Source | Purchased surface water from MODESTO IRRIGATION DISTRICT |
| Last State Inspection | Jan 2025 |
| Lead | 12 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Ayera Technologies Fixed Wireless | 1,000 / 500 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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