3521 Ardia Ave, Modesto, CA 95357 Property Records

Stanislaus County property record for 3521 Ardia Ave, Modesto, CA 95357

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,590 sqft · built 1990
Lot Size0.109 acres (4,791 sqft)
OwnerIndividual Name on File
Last Sale$549,000 (Jul 2023)
Tax Bill$6,080 (2025)
Deeds & MortgagesJul 2023 Transfer
Jul 2023 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN079-009-014-000

Property Details

APN / Parcel Number

Primary APN079-009-014-000
Alternative APN
  • 0790914

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,590 sqft Living Area
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Construction TypeWood
Lot Area4,791 sqft (0.109 acres)
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number0790914
Street Address3521 ARDIA AVE
CityMODESTO
StateCA
Zip95357-1501
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDRY CREEK MEADOWS NO. 3, BLK 2968, LOT 56
Legal SubdivisionDRY CREEK MEADOWS NO. 3
Legal Block2968
Legal Lot Number56
JurisdictionSTANISLAUS CA
Township / Civil DivisionMODESTO
Census Block Group1
Census Block1005
Census Tract2006

Owner

Source: Stanislaus County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3521 ARDIA AVE, MODESTO, CA 95357-1501
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 10, 2023Intrafamily Transfer, Transfer
TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO
Jul 10, 2023Intrafamily Transfer, Transfer
TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO
Jul 10, 2023Grant Deed, Transfer · FHA Mortgage
KIND LENDING LLC
Mar 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
CORNERSTONE HM LNDG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 10, 2023 · Amount on Record
Deed SaleJul 10, 2023 · Amount on Record
Prior SaleJul 10, 2023
Deed Document Number2023-0031207
Record UpdatedJun 7, 2026

July 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSTANISLAUS CA
Recording DateJul 10, 2023
Property Address3521 ARDIA AVE, MODESTO, CA 95357-1501
Document Number0000031208
Map ReferenceVOL 33 PG 52
Instrument DateJul 6, 2023
Instrument2023-0031208
Transaction TypeTransfer
Record UpdatedJul 21, 2023
Title CompanyTWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3521 ARDIA AVE, MODESTO, CA 95357-1501

July 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSTANISLAUS CA
Recording DateJul 10, 2023
Property Address3521 ARDIA AVE, MODESTO, CA 95357-1501
Document Number0000031209
Map ReferenceVOL 33 PG 52
Instrument DateJul 6, 2023
Instrument2023-0031209
Transaction TypeTransfer
Record UpdatedJul 21, 2023
Title CompanyTWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3521 ARDIA AVE, MODESTO, CA 95357-1501

July 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSTANISLAUS CA
Recording DateJul 10, 2023
Property Address3521 ARDIA AVE, MODESTO, CA 95357-1501
Document Number0000031207
Map ReferenceVOL 33 PG 52
Instrument DateJul 5, 2023
Instrument2023-0031207
Transaction TypeTransfer
Record UpdatedJul 21, 2023
Title CompanyTWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3521 ARDIA AVE, MODESTO, CA 95357-1501

Mortgage

Document Number0000031210
DateJul 10, 2023
Instrument2023-0031210
Lender
NameKIND LENDING LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2053

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTANISLAUS CA
Property Address3521 ARDIA AVE, MODESTO, CA 95357-1501
Document Number0000018251
Instrument DateMar 10, 2020
Transaction TypeMortgage
Record UpdatedApr 22, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3521 ARDIA AVE MODESTO CA 953571501, MODESTO, CA 95357-1501

Mortgage

Document Number0000018251
DateMar 16, 2020
Instrument18251
Lender
NameCORNERSTONE HM LNDG
AddressHOUSTON, TX 77027
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 15, 2050

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyStanislaus County
MunicipalityModesto City
Elementary School DistrictEmpire Union Elementary School District (KG - 08)
Secondary School DistrictModesto City High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$6,080.00 (+31.8%)$559,978 (+48.62%) Land $204,000 Building $355,978
2023$4,613.00 (+8.08%) Homeowner's exemption$376,775 Land $92,663 Building $284,112
2022$4,268.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MODESTO
serves 218,915 people · EPA ID CA5010010
Water SourcePurchased surface water from MODESTO IRRIGATION DISTRICT
Last State InspectionJan 2025
Lead12 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 792 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Ayera Technologies
Fixed Wireless
1,000 / 500
UnWired Broadband Holding
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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