3521 17th Ave S, Saint Cloud, MN 56301 Property Records

Stearns County property record for 3521 17th Ave S, Saint Cloud, MN 56301

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,114 sqft · built 2000
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$229,500 (Nov 2020)
Tax Bill	$3,790 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Nov 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`82-50998-0394`

Property Details

APN / Parcel Number

Primary APN	`82-50998-0394`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	3 Stories
Building Area	1,114 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)
Lot Width	78 ft Width
Garage Area	737 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	3521 17TH AVE S
City	SAINT CLOUD
State	MN
Zip	56301-9664
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 005 BLK 001 SOUTHWOOD HEIGHTS PLAT 7 SECTION 35 TOWNSHIP 124 RANGE 028 SECTION 35 TOWNSHIP 124 RANGE 028
Legal Range	28W
Legal Township	124
Legal Section	35
Legal Subdivision	SOUTHWOOD HEIGHTS PLAT 7
Legal Block	1
Legal Lot Number	5
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2010
Census Tract	402

Owner

3521 17th Ave S is owned and occupied by an individual who bought it in November 2020.

Source: Stearns County records, as of July 30, 2026

Owner of Record	Individual Name on File
Mailing Address	3521 17TH AVE S, SAINT CLOUD, MN 56301-9664
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF RIO VISTA
Nov 30, 2020	Warranty Deed, Transfer MISC COMPANY
May 21, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2020 · Amount on File
Deed Sale	Nov 30, 2020 · Amount on File
Prior Sale	May 21, 2018 · Amount on File
Deed Document Number	20201587033
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEARNS MN
Recording Date	Jul 8, 2026
Property Address	3521 17TH AVE S, SAINT CLOUD, MN 56301-9664
Document Number	0001716587
Instrument Date	Jun 29, 2026
Instrument	20261716587
Transaction Type	Mortgage
Record Updated	Jul 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3521 17TH AVE S, SAINT CLOUD, MN 56301-9664

Mortgage

Document Number	0001716587,
Date	Jul 8, 2026
Instrument	20261716587

Lender

Name	BANK OF RIO VISTA

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Jun 30, 2031

Interest

Rate Type	Adjustable Rate
Rate	6.53%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Nov 30, 2020
Property Address	3521 17TH AVE S, SAINT CLOUD, MN 56301-9664
Document Number	00A1587033
Instrument Date	Oct 5, 2020
Instrument	A1587033
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	MISC COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3521 17TH AVE S, SAINT CLOUD, MN 56301-9664

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	May 21, 2018
Property Address	3521 17TH AVE S, SAINT CLOUD, MN 56301-9664
Document Number	00A1520767
Instrument Date	May 4, 2018
Instrument	A1520767
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3521 17TH AVE S, SAINT CLOUD, MN 56301-9664

Tax Assessment & Valuation

The 2026 property tax bill for 3521 17th Ave S was $3,790.

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,790.00	$297,700 (+8.18%) Land $50,000 Building $247,700	$297,700 (+8.18%) Land $50,000 Building $247,700
2025		$275,200 Land $50,000 Building $225,200	$275,200 Land $50,000 Building $225,200
2023	$2,896.00	$258,500 Land $50,000 Building $208,500	$258,500 Land $50,000 Building $208,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3521 17th Ave S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3521 17th Ave S has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Verizon.

Nearby Properties on 17th Ave S

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures