3520 Windrush Cir, Lexington, KY 40503 Property Records

Lexington-Fayette Urban County property record for 3520 Windrush Cir, Lexington, KY 40503

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,576 sqft · built 1992
Lot Size0.211 acres (9,209 sqft)
Owner2 Individual Names on File
Last Sale$189,000 (Dec 2019)
Tax Bill$3,323 (2026)
Deeds & MortgagesDec 2019 Mortgage
Dec 2019 Mortgage
+ 3 more
APN20080050

Property Details

APN / Parcel Number

Primary APN20080050

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,576 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Exterior MaterialBrick/Stone
Construction TypeFrame
Lot Area9,209 sqft (0.211 acres)
Lot Width64.2 ft Width
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
Deck Area114 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address3520 WINDRUSH CIR
CityLEXINGTON
StateKY
Zip40503-4392
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1D
Legal DescriptionH-365 MAN O WAR VILLAGE LOT 19; BOOK: 3720 PAGE: 291
Legal SubdivisionMAN O WAR VILLAGE
Legal BlockE
Legal Lot Number19
JurisdictionFAYETTE KY
Township / Civil DivisionLEXINGTON-FAYETTE SOUTHWEST
Census Block Group2
Census Block2001
Census Tract4204

Owner

3520 Windrush Cir is owned and occupied by two individuals who bought it in December 2019.

Source: Lexington-Fayette Urban County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address3520 WINDRUSH CIR, LEXINGTON, KY 40503-4392
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 13, 2019Deed of Trust, Mortgage · Stand-Alone First Mortgage
KENTUCKY HOUSING CORP
Dec 13, 2019Deed of Trust, Mortgage · Stand-Alone First Mortgage
STOCKTON MTG CORP
Dec 13, 2019Deed of Trust, Mortgage
STOCKTON MTG CORP
Dec 13, 2019Deed, Transfer
Dec 13, 2019Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 13, 2019 · Amount on File
Deed SaleDec 13, 2019 · Amount on File
Deed Book / Page3720 / 291
Record UpdatedOct 29, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFAYETTE KY
Property Address3520 WINDRUSH CIR, LEXINGTON, KY 40503-4392
Transaction TypeMortgage
Record UpdatedJan 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number009486/628
DateDec 13, 2019
Book Page9486/628
Lender
NameKENTUCKY HOUSING CORP
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFAYETTE KY
Property Address3520 WINDRUSH CIR, LEXINGTON, KY 40503-4392
Transaction TypeMortgage
Record UpdatedJan 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number009486/611
DateDec 13, 2019
Book Page9486/611
Lender
NameSTOCKTON MTG CORP
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFAYETTE KY
Property Address3520 WINDRUSH CIR, LEXINGTON, KY 40503-4392
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number9486/611
DateDec 13, 2019
Book Page9486/611
Lender
NameSTOCKTON MTG CORP
Agreement
AmountAmount on Record

December 2019: Deed, Transfer

Document TypeDeed
JurisdictionFAYETTE KY
Recording DateDec 13, 2019
Property Address3520 WINDRUSH CIR, LEXINGTON, KY 40503-4392
Document Number3720/291
Book / Page3720 / 291
Transaction TypeTransfer
Record UpdatedDec 7, 2021

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

December 2019: Deed, Transfer

Document TypeDeed
JurisdictionFAYETTE KY
Recording DateDec 13, 2019
Property Address3520 WINDRUSH CIR, LEXINGTON, KY 40503-4392
Document Number3720/291
Book / Page3720 / 291
Transaction TypeTransfer
Record UpdatedNov 11, 2025

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 3520 Windrush Cir was $3,323, up 12.4% from the year before.

Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025

Property Jurisdictions

TypeName
StateKentucky
County / MunicipalityLexington-Fayette Urban County
Unified School DistrictFayette County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,323.00 (+12.42%)$265,700 (+10.34%)$265,700 (+10.34%)
2025$2,956.00$240,800$240,800
2023$2,956.00$240,800$240,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3520 Windrush Cir; there have been 5 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims5 (1992–2023)
Claims Outside the SFHA3 of 5
Most Recent ClaimJan 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3520 Windrush Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENTUCKY-AMERICAN WATER CO
private · serves 669,042 people · EPA ID KY0340250
Water SourceSurface water
Last State InspectionJun 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Windstream
DSL · Fiber in parts of the area
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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