3520 Willow Ln, Salida, CO 81201 Property Records

Chaffee County property record for 3520 Willow Ln, Salida, CO 81201

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.75 ba · 2,545 sqft · built 2020
Lot Size	16.9 acres (739,213 sqft)
Owner	2 Individual Names on File
Last Sale	$145,000 (Jul 2019)
Tax Bill	$5,444 (2025)
Deeds & Mortgages	Aug 2020 Construction Loan Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R380528200005`

Property Details

APN / Parcel Number

Primary APN	`R380528200005`
Alternative APN	`380528200005`

Interior

Bedrooms	4 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,545 sqft Living Area
Gross Area	3,675 sqft
1st Floor Area	2,545 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Ranch
Exterior Material	Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	739,213 sqft (16.9 acres)
Garage Type	Attached
Garage Area	768 sqft
Parking Spaces	8 Parking Spaces
Porch	Slab
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Account Number	R380528200005
Street Address	3520 WILLOW LN
City	PONCHA SPRINGS
State	CO
Zip	81242-5189
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 5 5A AND 5B PONCHA CREEK ROSI PLAT 378141 MIS449 REC 451953 472640
Legal Range	08E
Legal Township	49N
Legal Section	28
Legal Subdivision	PONCHA CREEK
Legal Lot Number	5
Jurisdiction	CHAFFEE CO
Township / Civil Division	SALIDA
Census Block Group	3
Census Block	3137
Census Tract	300

Owner

3520 Willow Ln is owned by two individuals who bought it in July 2019.

Source: Chaffee County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 487, PONCHA SPRINGS, CO 81242-0487
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2020	Deed of Trust, Mortgage · Construction Mortgage HIGH COUNTRY BANK
Aug 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage HIGH COUNTRY BANK
Jul 10, 2019	Warranty Deed, Transfer · Commercial Mortgage HIGH COUNTRY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2019 · Amount on File
Deed Sale	Jul 10, 2019 · Amount on File
Deed Document Number	2019451953
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAFFEE CO
Property Address	3520 WILLOW LN, SALIDA, CO 81201
Transaction Type	Mortgage
Record Updated	Mar 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000461340
Date	Aug 5, 2020
Instrument	461340

Lender

Name	HIGH COUNTRY BANK
Type	Bank
Address	SALIDA, CO 81201

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Aug 1, 2021

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAFFEE CO
Property Address	3520 WILLOW LN, SALIDA, CO 81201
Transaction Type	Mortgage
Record Updated	Mar 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000473572
Date	Aug 24, 2021
Instrument	473572

Lender

Name	HIGH COUNTRY BANK
Type	Bank
Address	SALIDA, CO 81201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAFFEE CO
Recording Date	Jul 10, 2019
Property Address	3520 WILLOW LN, SALIDA, CO 81201
Document Number	0000451953
Map Reference	DOC 378141
Instrument Date	Jul 8, 2019
Instrument	451953
Transaction Type	Transfer
Record Updated	Mar 29, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$14.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1015 W 3RD ST, SALIDA, CO 81201-1511

Mortgage

Document Number	0000451954
Date	Jul 10, 2019
Instrument	451954

Lender

Name	HIGH COUNTRY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	36 Months
Due	Jul 10, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 3520 Willow Ln was $5,444.

Source: Chaffee County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Chaffee County
Unified School District	Salida School District R-32 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,444.00	$102,290 Land $34,740 Building $67,550	$1,636,524 Land $555,763 Building $1,080,761
2023	$3,620.00	$77,280 Land $49,680 Building $27,600	$1,208,522 Land $741,521 Building $467,001

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3520 Willow Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3520 Willow Ln is high, ranking above 70% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 65% of Colorado
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

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