3520 William St, Steger, IL 60475 Property Records

Will County property record for 3520 William St, Steger, IL 60475

Property Summary

Property Type	Single Family Home
Details	1,295 sqft
Lot Size	0.22 acres (9,543 sqft)
Owner	2 Individual Names on Record
Last Sale	$315,000 (Jul 2026)
Tax Bill	$6,143 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jul 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-15-06-204-031`

Property Details

APN / Parcel Number

Primary APN	`23-15-06-204-031`
Alternative APN	`15062040310000`

Interior

Building Area	1,295 sqft Living Area
Basement Area	1,288 sqft
Unfinished Basement	1,288 sqft

Exterior

Lot Area	9,543 sqft (0.22 acres)
Garage Type	Attached
Garage Area	480 sqft

Location & Zoning

Street Address	3520 WILLIAM ST
City	STEGER
State	IL
Zip	60475-1331
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 25 IN ADAMS HEIGHTS UT 2 RESUB OF LOTS 88 TO 97 IN ADAMS ACRES, BEING A SUB OF PRT OF THE E1/2 OF THE NE1/4 OF SEC 6, T34
Legal Range	14E
Legal Township	34N
Legal Section	06
Legal Subdivision	ADAMS HEIGHTS
Legal Lot Number	25
Jurisdiction	WILL IL
Township / Civil Division	CRETE
Census Block Group	1
Census Block	1008
Census Tract	883804

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1715 N ORLEANS ST, MCHENRY, IL 60050-3885
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE
Jul 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage ILLINOIS HOUSING DEV AUTHORITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2026 · Amount on Record
Deed Sale	Jul 20, 2026 · Amount on Record
Prior Sale	Nov 7, 2024 · Amount on Record
Deed Document Number	202644178
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Jul 20, 2026
Property Address	3520 WILLIAM ST, STEGER, IL 60475-1331
Document Number	0000044178
Instrument Date	Jun 16, 2026
Instrument	202644178
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1715 N ORLEANS ST, MCHENRY, IL 60050-3885

Mortgage

Document Number	0000044179,
Date	Jul 20, 2026
Instrument	202644179

Lender

Name	GUARANTEED RATE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Max Rate	-1%

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Recording Date	Jul 20, 2026
Property Address	3520 WILLIAM ST, STEGER, IL 60475-1331
Document Number	0000044180
Instrument Date	Jun 16, 2026
Instrument	202644180
Transaction Type	Mortgage
Record Updated	Aug 5, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1715 N ORLEANS ST, MCHENRY, IL 60050-3885

Mortgage

Document Number	0000044180,
Date	Jul 20, 2026
Instrument	202644180

Lender

Name	ILLINOIS HOUSING DEV AUTHORITY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 1, 2036

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Crete Township
Municipality	Steger Village
Secondary School District	Bloom Township High School District 206 (09 - 12)
Elementary School District	Steger School District 194 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,143.00 (+14.74%)	$71,481 (+5.5%) Land $10,669 Building $60,812	$214,443 (+5.5%) Land $32,007 Building $182,436
2024	$5,354.00 (+1.69%)	$67,755 (+18.32%) Land $10,113 Building $57,642	$203,265 (+18.32%) Land $30,339 Building $172,926
2022	$5,265.00 Homeowner's exemption Senior Citizen's exemption	$57,264 Land $8,025 Building $49,239	$171,792 Land $24,075 Building $147,717

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1982–2019)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jul 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STEGER serves 9,700 people · EPA ID IL0314860
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Bertram Communications, T-Mobile.

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