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3520 Wathen Ave, Merced, CA 95348 Property Records

Merced County property record for 3520 Wathen Ave, Merced, CA 95348 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,721 sqft · built 1977
Lot Size0.14 acres (6,103 sqft)
OwnerIndividual Name on File
Last Sale$255,000 (Aug 2019)
Tax Bill$3,102 (2025)
Deeds & MortgagesAug 2017 Mortgage
Aug 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN236-042-009-000

Property Details

APN / Parcel Number

Primary APN236-042-009-000
Alternative APN
  • 236042009

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,721 sqft Living Area
Gross Area2,158 sqft
1st Floor Area1,721 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1978
Architectural StyleOther
Construction TypeWood Frame
Lot Area6,103 sqft (0.14 acres)
Garage TypeAttached
Garage Area437 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area38 sqft
Patio Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number236042009
Street Address3520 WATHEN AVE
CityMERCED
StateCA
Zip95348-2831
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPARCEL 7 PM 33-2 SEC 18/7/14
Legal Range14
Legal Township07
Legal Section18
Legal SubdivisionHEADLINER HOMES 04
Legal Lot Number134
JurisdictionMERCED CA
Township / Civil DivisionMERCED
Census Block Group3
Census Block3007
Census Tract1006

Owner

Source: Merced County records · APN 236-042-009-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3520 WATHEN AVE, MERCED, CA 95348-2831
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 18, 2017Deed of Trust, Mortgage · Conventional Mortgage
PRIMARY RESIDENTIAL MORTGAGE INC
Aug 27, 2019Grant Deed, Transfer · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 27, 2019 · Amount on Record
Deed SaleAug 27, 2019 · Amount on Record
Prior SaleMar 02, 2011 · Amount on Record
Deed Document Number2019026576
Record UpdatedJun 08, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCED CA
Property Address3520 WATHEN AVE, MERCED, CA 95348-2831
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000026662
DateAug 18, 2017
Instrument2017-026662
Lender
NamePRIMARY RESIDENTIAL MORTGAGE INC
TypeMortgage Company
AddressSALT LAKE CITY, UT 84116
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2047

August 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMERCED CA
Recording DateAug 27, 2019
Property Address3520 WATHEN AVE, MERCED, CA 95348-2831
Document Number0000026576
Map ReferenceVOL 22 PG 39-43
Instrument DateAug 02, 2019
Instrument2019026576
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyTRANSCOUNTY TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3520 WATHEN AVE, MERCED, CA 95348-2831

Mortgage

Document Number0000026577
DateAug 27, 2019
Instrument2019026577
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2049

Tax Assessment & Valuation

Source: Merced County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyMerced County
MunicipalityMerced City
Elementary School DistrictMerced City Elementary School District (KG - 08)
Secondary School DistrictMerced Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$3,102.00 (+7.22%)$278,876 (+4.04%) Land $76,553 Building $202,323
2023$2,893.00 (+1.37%)$268,048 Land $73,581 Building $194,467
2022$2,854.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Merced County (06047C), updated October 4, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060470010063, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 243 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 2,000
UnWired Broadband HoldingFixed Wireless (unlicensed)400 / 50
VerizonFixed Wireless300 / 20
Cal.netFixed Wireless (licensed-by-rule)100 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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