3520 W Wackerly St, Midland, MI 48640 Property Records

Midland County property record for 3520 W Wackerly St, Midland, MI 48640

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,012 sqft · built 2001
Lot Size	0.47 acres (20,473 sqft)
Owner	Individual Name on Record
Tax Bill	$2,891 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Aug 2026 Transfer
Flood Zone	Zone X (moderate risk)
APN	`11-31-40-058`

Property Details

APN / Parcel Number

Primary APN	`11-31-40-058`

Interior

Full Baths	2 Baths
Building Area	2,012 sqft Living Area
Gross Area	1,244 sqft
1st Floor Area	1,108 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Bi-Level
Lot Area	20,473 sqft (0.47 acres)
Lot Dimensions	253 ft deep x 80 ft wide
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3520 W WACKERLY ST
City	MIDLAND
State	MI
Zip	48640-2247
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-4
Legal Description	BEG 871.20 FT W & 33 FT N OF SE COR OF SEC 31, TH N 253.76 FT, W ALONG S LN OF US-10 80 FT, S 253.91 FT, E 80 FT TO POB, SEC
Legal Range	02E
Legal Township	15N
Legal Section	31
Jurisdiction	MIDLAND MI
Township / Civil Division	MIDLAND
Census Block Group	2
Census Block	2000
Census Tract	291000

Owner

Source: Midland County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3520 W WACKERLY ST, MIDLAND, MI 48640-2247
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNION CREDIT UNION
Aug 26, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 26, 2026
Transfer Doc	0000008278
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Recording Date	Sep 22, 2026
Property Address	3520 W WACKERLY ST, MIDLAND, MI 48640-2247
Document Number	0000009167
Instrument Date	Sep 17, 2026
Instrument	20269167
Transaction Type	Mortgage
Record Updated	Oct 2, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3520 W WACKERLY ST, MIDLAND, MI 48640-2247

Mortgage

Document Number	0000009167,
Date	Sep 22, 2026
Instrument	20269167

Lender

Name	UNION CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDLAND MI
Recording Date	Aug 26, 2026
Property Address	3520 W WACKERLY ST, MIDLAND, MI 48640-2247
Document Number	0000008278
Instrument Date	Aug 26, 2026
Instrument	20268278
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3520 W WACKERLY ST, MIDLAND, MI 48640-2247

Tax Assessment & Valuation

Source: Midland County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
Municipality	Midland City
Unified School District	Midland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$124,000	$248,000
2025	$2,891.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 51 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	51 in force
Nearby Flood Claims	92 (1986–2020)
Claims Outside the SFHA	15 of 92
Most Recent Claim	May 2020 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2020 · 75 claims Flooding, Apr 2013 · 2 claims Severe Storms & Flooding, Sep 1986 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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