3520 W Riverview Dr, Spokane, WA 99205 Property Records

Spokane County property record for 3520 W Riverview Dr, Spokane, WA 99205

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,637 sqft · built 2012
Lot Size0.132 acres (5,751 sqft)
Owner2 Individual Names on File
Last Sale$130,000 (Aug 2008)
Tax Bill$6,065 (2026)
Deeds & MortgagesSep 2020 Line of Credit
Feb 2021 Line of Credit
+ 5 more
Flood ZoneZone X (minimal risk)
APN25111.0706

Property Details

APN / Parcel Number

Primary APN25111.0706

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area2,637 sqft Living Area
Gross Area4,307 sqft
1st Floor Area1,146 sqft
2nd Floor Area1,491 sqft
Basement Area1,146 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Architectural StyleConventional
Exterior MaterialWood
Construction TypeWood
Foundation TypeConcrete
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area5,751 sqft (0.132 acres)
Garage TypeAttached
Garage Area524 sqft
Parking Spaces2 Parking Spaces
Patio Area140 sqft
Canopy379 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address3520 W RIVERVIEW DR
CitySPOKANE
StateWA
Zip99205-3977
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF
Legal DescriptionMONTESANO RESURVEY LT 5 BLK 7
Legal Range42E
Legal Township25N
Legal Section11
Legal SubdivisionMONTESANO
Legal Block7
Legal Lot Number5
JurisdictionSPOKANE WA
Township / Civil DivisionSPOKANE
Census Block Group5
Census Block5023
Census Tract1000

Owner

3520 W Riverview Dr is owned and occupied by two individuals who bought it in August 2008.

Source: Spokane County records, as of September 16, 2026

Owner of Record2 Individual Names on File
Mailing Address3520 W RIVERVIEW DR, SPOKANE, WA 99205-3977
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 4, 2020Deed of Trust, Mortgage · Line of Credit
SPOKANE TEACHER CU
Feb 22, 2021Deed of Trust, Mortgage · Line of Credit
SPOKANE TEACHER CU
Jan 25, 2021Deed of Trust, Mortgage · Conventional Mortgage
SPOKANE TEACHER CU
Dec 3, 2021Deed of Trust, Mortgage · Conventional Mortgage
LADERA LENDING INC
Mar 9, 2022Deed of Trust, Mortgage · Line of Credit
SPOKANE TEACHERS CU
Sep 16, 2019Deed of Trust, Mortgage · Conventional Mortgage
SPOKANE TEACHERS CU
Apr 5, 2019Deed of Trust, Mortgage · Conventional Mortgage
SPOKANE TEACHERS CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 20, 2008 · Amount on File
Deed SaleAug 20, 2008 · Amount on File
Deed Document Number20085709228
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address3520 W RIVERVIEW DR, SPOKANE, WA 99205-3977
Transaction TypeMortgage
Record UpdatedSep 8, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0006964546
DateSep 4, 2020
Instrument6964546
Lender
NameSPOKANE TEACHER CU
TypeCredit Union
AddressLATAH, WA 99018
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueSep 3, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address3520 W RIVERVIEW DR, SPOKANE, WA 99205-3977
Transaction TypeMortgage
Record UpdatedSep 8, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007037456
DateFeb 22, 2021
Instrument7037456
Lender
NameSPOKANE TEACHER CU
TypeCredit Union
AddressLIBERTY LAKE, WA 99019
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address3520 W RIVERVIEW DR, SPOKANE, WA 99205-3977
Transaction TypeMortgage
Record UpdatedSep 8, 2022
Title CompanyWFG INSURED

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007025629
DateJan 25, 2021
Instrument7025629
Lender
NameSPOKANE TEACHER CU
TypeCredit Union
AddressLIBERTY LAKE, WA 99019
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueFeb 1, 2036

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address3520 W RIVERVIEW DR, SPOKANE, WA 99205-3977
Transaction TypeMortgage
Record UpdatedSep 8, 2022
Title CompanyORANGE COAST LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007157071
DateDec 3, 2021
Instrument7157071
Lender
NameLADERA LENDING INC
TypeMortgage Company
AddressLADERA RANCH, CA 92694
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term178 Months
DueOct 1, 2036

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address3520 W RIVERVIEW DR, SPOKANE, WA 99205-3977
Transaction TypeMortgage
Record UpdatedSep 8, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007187264
DateMar 9, 2022
Instrument7187264
Lender
NameSPOKANE TEACHERS CU
TypeCredit Union
AddressLIBERTY LAKE, WA 99019
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueMar 8, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address3520 W RIVERVIEW DR, SPOKANE, WA 99205-3977
Document Number0006844529
Instrument DateSep 16, 2019
Transaction TypeMortgage
Record UpdatedOct 8, 2019
Title CompanyTICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3520 W RIVERVIEW DR SPOKANE WA 992053977, SPOKANE, WA 99205-3977

Mortgage

Document Number0006844529
DateSep 20, 2019
Instrument6844529
Lender
NameSPOKANE TEACHERS CU
TypeCredit Union
AddressLIBERTY LAKE, WA 99019
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueSep 19, 2034

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address3520 W RIVERVIEW DR, SPOKANE, WA 99205-3977
Document Number0006795939
Instrument DateApr 5, 2019
Transaction TypeMortgage
Record UpdatedApr 25, 2019
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3520 W RIVERVIEW DR SPOKANE WA 992053977, SPOKANE, WA 99205-3977

Mortgage

Document Number0006795939
DateApr 10, 2019
Instrument6795939
Lender
NameSPOKANE TEACHERS CU
TypeCredit Union
AddressLIBERTY LAKE, WA 99019
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueApr 9, 2034

Tax Assessment & Valuation

The 2026 property tax bill for 3520 W Riverview Dr was $6,065, up 7.7% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateWashington
CountySpokane County
MunicipalitySpokane City
Unified School DistrictSpokane Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,065.00 (+7.67%)$601,100 Land $135,000 Building $466,100$601,100 Land $135,000 Building $466,100
2025$5,633.00
2024$561,700 (+22.83%) Land $100,000 Building $461,700$561,700 (+22.83%) Land $100,000 Building $461,700
2023$5,488.00 (+2.69%)$457,300 Land $75,000 Building $382,300$457,300 Land $75,000 Building $382,300
2022$5,344.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3520 W Riverview Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3520 W Riverview Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 71% of Washington
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SPOKANE
serves 346,138 people · EPA ID WA5383100
Water SourceGroundwater
Last State InspectionSep 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Fiber
8,000 / 8,000
CenturyLink
Fiber
2,000 / 1,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Wind Wireless
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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