Berrien County property record for 3520 Terese Path, Saint Joseph, MI 49085
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,885 sqft · built 2016 |
| Lot Size | 0.276 acres (12,023 sqft) |
| Owner | Individual Name on File |
| Last Sale | $275,000 (Oct 2017) |
| Tax Bill | $5,109 (2025) |
| Deeds & Mortgages | Oct 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-8570-0045-00-6 |
| Primary APN | 18-8570-0045-00-6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,885 sqft Living Area |
| 1st Floor Area | 932 sqft |
| Basement Area | 932 sqft |
| Unfinished Basement | 932 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Lot Area | 12,023 sqft (0.276 acres) |
| Lot Dimensions | 150 ft deep x 80 ft wide |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3520 TERESE PATH |
|---|---|
| City | SAINT JOSEPH |
| State | MI |
| Zip | 49085-3747 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 - SINGL |
| Legal Description | UNIT 45 WASHINGTON CROSSING FIRST AMENDMENT LIBER 209 PAGE 69 |
| Legal Subdivision | WASHINGTON CROSSING CONDOMINIUM |
| Legal Unit | 45 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | ST. JOSEPH |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 1100 |
3520 Terese Path is owned and occupied by an individual who bought it in October 2017.
Source: Berrien County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3520 TERESE PATH, SAINT JOSEPH, MI 49085-3747 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 16, 2017 · Amount on File |
| Deed Sale | Oct 16, 2017 · Amount on File |
| Deed Document Number | 20173186-1701 |
| Deed Book / Page | 3186 / 1701 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Oct 16, 2017 |
| Property Address | 3520 TERESE PATH, SAINT JOSEPH, MI 49085-3747 |
| Document Number | 03186/1701 |
| Book / Page | 3186 / 1701 |
| Instrument Date | Sep 10, 2017 |
| Instrument | 3186-1701 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 9, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 3520 TERESE PATH, SAINT JOSEPH, MI 49085-3747 |
| Document Number | 0031861703 |
|---|---|
| Date | Oct 16, 2017 |
| Instrument | 3186-1703 |
| Name | FIFTH THIRD MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2047 |
The 2025 property tax bill for 3520 Terese Path was $5,109 with a homeowner's exemption.
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | St. Joseph Charter Township |
| Unified School District | St. Joseph Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $223,600 | $447,200 | |
| 2025 | $5,109.00 | ||
| 2023 | $151,400 | $302,800 | |
| 2022 | $4,505.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3520 Terese Path in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3520 Terese Path is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHWEST MICHIGAN REGIONAL SANITARY SEW serves 26,780 people · EPA ID MI0003726 |
|---|---|
| Water Source | Purchased surface water from ST JOSEPH |
| Last State Inspection | Feb 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: Verizon.
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