3520 Steamer Dr, Keswick, VA 22947 Property Records

Albemarle County property record for 3520 Steamer Dr, Keswick, VA 22947

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,694 sqft · built 2019
Lot Size	0.092 acres (4,008 sqft)
Owner	Individual Name on File
Last Sale	$315,780 (Dec 2019)
Tax Bill	$3,696 (2026)
Deeds & Mortgages	Nov 2020 Mortgage Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`093B0-01-0B-032C0`

Property Details

APN / Parcel Number

Primary APN	`093B0-01-0B-032C0`
Alternative APN	`314187`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,694 sqft Finished Area
Basement Area	840 sqft
Finished Basement	447 sqft
Unfinished Basement	393 sqft
Family Room	Family Room

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Composition/Composite
Construction Type	Wood
Roof Material	Wood
Lot Area	4,008 sqft (0.092 acres)
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	3520 STEAMER DR
City	KESWICK
State	VA
Zip	22947-2803
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVANNA VILLAGE LOT C32 BLK C PH IB
Legal Subdivision	RIVANNA VILLAGE
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SCOTTSVILLE
Census Block Group	2
Census Block	2000
Census Tract	10402

Owner

3520 Steamer Dr is owned and occupied by an individual who bought it in December 2019.

Source: Albemarle County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	3520 STEAMER DR, KESWICK, VA 22947-2803
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC
Mar 23, 2020	Deed of Trust, Mortgage WELLS FARGO BK
Dec 2, 2019	Grant Deed, Subdivision Related Transfer · Conventional Mortgage NVR MTG FIN
Aug 20, 2019	Grant Deed, Transfer NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2019 · Amount on File
Deed Sale	Dec 2, 2019 · Amount on File
Prior Sale	Aug 20, 2019 · Amount on File
Deed Document Number	201913180
Deed Book / Page	5248 / 687
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	3520 STEAMER DR, KESWICK, VA 22947-2803
Document Number	0000015914
Instrument Date	Nov 2, 2020
Transaction Type	Mortgage
Record Updated	Nov 19, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3520 STEAMER DR KESWICK VA 229472803, KESWICK, VA 22947-2803

Mortgage

Document Number	0000015914
Date	Nov 6, 2020
Book Page	005421/000392
Instrument	15914

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 5, 2035

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	3520 STEAMER DR, KESWICK, VA 22947-2803
Document Number	0000003556
Instrument Date	Mar 23, 2020
Transaction Type	Mortgage
Record Updated	May 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3520 STEAMER DR KESWICK VA 229472803, KESWICK, VA 22947-2803

Mortgage

Document Number	0000003556
Date	Mar 31, 2020
Book Page	005294/000713
Instrument	3556

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount on Record
Term	180 Months
Due	Mar 30, 2035

Interest

Rate	3.12%

December 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Dec 2, 2019
Property Address	3520 STEAMER DR, KESWICK, VA 22947-2803
Document Number	0000013180
Book / Page	005248 / 000687
Instrument Date	Nov 13, 2019
Instrument	13180
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 31, 2019
Title Company	NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$315.78
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3520 STEAMER DR KESWICK VA 229472803, KESWICK, VA 22947-2803

Mortgage

Document Number	13181
Date	Dec 2, 2019
Book Page	005248/000690
Instrument	13181

Lender

Name	NVR MTG FIN
Type	Mortgage Company
Address	CANONSBURG, PA 15317

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.87%

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Aug 20, 2019
Property Address	3520 STEAMER DR, KESWICK, VA 22947-2803
Document Number	0000009045
Book / Page	005208 / 000606
Instrument Date	Aug 16, 2019
Instrument	9045
Transaction Type	Transfer
Record Updated	Sep 2, 2019
Title Company	NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Transaction

Amount	Amount on Record
Tax	$252.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1885 SEMINOLE TRL #201 CHARLOTTESVILLE VA 229011160, 201, CHARLOTTESVILLE, VA 22901-1160
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 3520 Steamer Dr was $3,696, down 6.3% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,696.00 (-6.29%)	$413,400 (-6.3%) Land $111,000 Building $302,400	$413,400 (-6.3%) Land $111,000 Building $302,400
2025	$3,944.00	$441,200 Land $111,000 Building $330,200	$441,200 Land $111,000 Building $330,200
2023	$3,271.00	$383,100 Land $102,900 Building $280,200	$383,100 Land $102,900 Building $280,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3520 Steamer Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3520 Steamer Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed, Firefly Fiber Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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