San Diego County property record for 3520 Spruce Ct, Oceanside, CA 92058 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1979 |
| Square Footage | 1,360 sqft Living Area |
| Lot Size | 9,315 sqft (0.214 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $211,500 (2001) |
| Tax Bill | $4,097.00 (2025) |
Source: San Diego County records · APN 158-301-10-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3520 SPRUCE CT, OCEANSIDE, CA 92058-1616 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Nov 14, 2023 | Deed of Trust, Mortgage · Line of Credit FIREFIGHTERS FIRST FCU |
| May 06, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FIREFIGHTERS FIRST FCU |
| Mar 28, 2018 | Deed of Trust, Mortgage · Stand Alone Second Mortgage FIREFIGHTERS FIRST CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 03, 2001 · Amount on Record |
| Deed Sale | Aug 03, 2001 · Amount on Record |
| Prior Sale | Dec 23, 1988 · Amount on Record |
| Deed Doc Number | 2001547133 |
| Last Transfer Date | Nov 15, 2007 |
| Transfer Doc | 0000762582 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3520 SPRUCE CT, OCEANSIDE, CA 92058-1616 |
| Transaction Type | Mortgage |
| Record Updated | Dec 04, 2023 |
| Title Company | ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 3520 SPRUCE CT, OCEANSIDE, CA 92058-1616 |
| Document Number | 0000316001 |
|---|---|
| Date | Nov 14, 2023 |
| Instrument | 2023-0316001 |
| Name | FIREFIGHTERS FIRST FCU |
|---|---|
| Type | Credit Union |
| Address | PASADENA, CA 91105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 28, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3520 SPRUCE CT, OCEANSIDE, CA 92058-1616 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2022 |
| Title Company | CALIFORNIA TITLE COMPANY, CALIFORNIA MEMBERS TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 3520 SPRUCE CT, OCEANSIDE, CA 92058-1616 |
| Document Number | 0000197508 |
|---|---|
| Date | May 06, 2022 |
| Instrument | 2022-0197508 |
| Name | FIREFIGHTERS FIRST FCU |
|---|---|
| Type | Credit Union |
| Address | PASADENA, CA 91105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3520 SPRUCE CT, OCEANSIDE, CA 92058-1616 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | CALIFORNIA MEMBERS TITLE COM |
| Name | Verified Name |
|---|
| Document Number | 0000121762 |
|---|---|
| Date | Mar 28, 2018 |
| Instrument | 2018-0121762 |
| Name | FIREFIGHTERS FIRST CU |
|---|---|
| Type | Credit Union |
| Address | LOS ANGELES, CA 90041 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 01, 2038 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $376,375 (+2%) Land $200,387 Building $175,988 | |
| 2025 | $4,097.00 (+5.27%) Homeowner's exemption | $368,996 (+4.04%) Land $196,458 Building $172,538 |
| 2023 | $3,892.00 (+1.57%) Homeowner's exemption | $354,669 Land $188,830 Building $165,839 |
| 2022 | $3,832.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 54% of the US · above 32% of California |
|---|---|
| Wildfire Likelihood | About 1 in 610 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 158-301-10-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,360 sqft Living Area |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Lot Area | 9,315 sqft (0.214 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Carport Garage |
| Carport | Carport |
| Street Address | 3520 SPRUCE CT |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92058-1616 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 37 TR 008781 |
| Legal Subdivision | LOS ARBOLITOS ADD |
| Legal Tract | 008781 |
| Legal Block | 1 |
| Legal Lot Number | 37 |
| Jurisdiction | SAN DIEGO CA |
| Minor Civil Division | OCEANSIDE-ESCONDIDO |
| Census Blockgroup | 1 |
| Census Block | 1007 |
| Census Tract | 18613 |
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