3520 Simca Dr W, Jacksonville, FL 32277 Property Records

Duval County property record for 3520 Simca Dr W, Jacksonville, FL 32277

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,554 sqft · built 1969
Lot Size	0.204 acres (8,870 sqft)
Owner	Individual Name on File
Tax Bill	$1,205 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`112025-0000`

Property Details

APN / Parcel Number

Primary APN	`112025-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,554 sqft Living Area
Gross Area	2,118 sqft
1st Floor Area	1,554 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,870 sqft (0.204 acres)
Lot Dimensions	115 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	12 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	3520 SIMCA DR W
City	JACKSONVILLE
State	FL
Zip	32277-2566
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD-60
Legal Description	30-84 37-2S-27E FT CAROLINE CLUB ESTATES UNIT 6 LOT 607
Legal Range	27E
Legal Township	02S
Legal Section	03
Legal Subdivision	FORT CAROLINE CLUB EST 06
Legal Block	1
Legal Lot Number	607
Legal Unit	6
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE EAST
Census Block Group	1
Census Block	1008
Census Tract	14901

Owner

Source: Duval County assessment roll, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3520 SIMCA DR W, JACKSONVILLE, FL 32277-2566
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Jul 23, 2020	Deed of Trust, Mortgage · VA Mortgage BANK OF ENGLAND

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	3520 SIMCA DR W, JACKSONVILLE, FL 32277-2566
Transaction Type	Mortgage
Record Updated	Jan 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3520 SIMCA DR W, JACKSONVILLE, FL 32277-2566

Mortgage

Document Number	0200651573
Date	Dec 20, 2021
Book Page	20065/1573
Instrument	2021334596

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Oct 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	3520 SIMCA DR W, JACKSONVILLE, FL 32277-2566
Document Number	0193081844
Instrument Date	Jul 23, 2020
Transaction Type	Mortgage
Record Updated	Aug 14, 2020
Title Company	DOCPROBE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3520 SIMCA DR W JACKSONVILLE FL 322772566, JACKSONVILLE, FL 32277-2566

Mortgage

Document Number	0193081844
Date	Aug 3, 2020
Book Page	019308/001844
Instrument	164760

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 2, 2050

Tax Assessment & Valuation

Source: Duval County assessment roll, as of June 3, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$95,330 (+2.7%)	$198,924 (+2.41%) Land $48,825 Building $150,099
2025	$1,205.00 (+20.62%) Homeowner's exemption Widower's exemption	$92,824 (+5.99%)	$194,243 (+0.95%) Land $48,825 Building $145,418
2024	$999.00 (-4.58%)
2023	$1,047.00 (+10.79%) Homeowner's exemption	$87,581 (+3%)	$192,408 (+11.3%) Land $45,338 Building $147,070
2022	$945.00 Homeowner's exemption	$85,031	$172,872 Land $38,362 Building $134,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: IQ Fiber.

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