3520 Shipwatch Rd, Johns Island, SC 29455 Property Records

Charleston County property record for 3520 Shipwatch Rd, Johns Island, SC 29455

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 1,668 sqft · built 1979
Lot Size	8.07 acres (351,753 sqft)
Owner	Company Name on File
Last Sale	$2,850,000 (Mar 2025)
Tax Bill	$32,325 (2025)
Deeds & Mortgages	Jan 2023 Transfer Nov 2022 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`207-06-00-304`

Property Details

APN / Parcel Number

Primary APN	`207-06-00-304`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,668 sqft Living Area
1st Floor Area	1,668 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Foundation Type	Slab (Mat/Raft)
Lot Area	351,753 sqft (8.07 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	3520 SHIPWATCH RD
City	JOHNS ISLAND
State	SC
Zip	29455-5635
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	SUBDIVISION NAME -SEASCAPE VILLAS PHASE I DESCRIPTION -VILLA #3520 BLDG #3 COMMON ELEM OWNERSHIP 1/48% SITE NAME -SEASCAPE VI
Legal Subdivision	SEASCAPE VILLAS PHASE I
Legal Phase	1
Jurisdiction	CHARLESTON SC
Township / Civil Division	KIAWAH ISLAND-SEABROOK ISLAND
Census Block Group	2
Census Block	2003
Census Tract	2104

Owner

3520 Shipwatch Rd, a condominium, is owned by a company that bought it in March 2025.

Source: Charleston County records, as of September 23, 2026

Owner of Record	Company Name on File
Mailing Address	3520 SHIPWATCH RD, JOHNS ISLAND, SC 29455-5635
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2023	Intrafamily Transfer, Transfer
Nov 17, 2022	Deed, Transfer · Conventional Mortgage SOUTH STATE BANK NA
Jun 29, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2025 · Amount on File
Deed Sale	Mar 28, 2025 · Amount on File
Prior Sale	Nov 17, 2022 · Amount on File
Deed Book / Page	1303 / 845
Prior Transfer Date	Dec 29, 2022
Prior Transfer Doc	0011580773
Record Updated	Oct 29, 2026

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLESTON SC
Recording Date	Jan 13, 2023
Property Address	3520 SHIPWATCH RD, JOHNS ISLAND, SC 29455-5635
Document Number	0011580773
Book / Page	1158 / 773
Map Reference	MB S117 PG 200
Instrument Date	Dec 29, 2022
Transaction Type	Transfer
Record Updated	Jul 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 BERESFORD DR, METAIRIE, LA 70001-6157

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Nov 17, 2022
Property Address	3520 SHIPWATCH RD, JOHNS ISLAND, SC 29455-5635
Document Number	0011490022
Book / Page	1149 / 22
Map Reference	MB S117 PG 200
Instrument Date	Oct 25, 2022
Transaction Type	Transfer
Record Updated	Jul 18, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,955.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	35 BERESFORD DR, METAIRIE, LA 70001-6157

Mortgage

Document Number	0000114924
Date	Nov 17, 2022
Instrument	1149/24

Lender

Name	SOUTH STATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Dec 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.87%
Index	1-Year T-Bill
Max Rate	9.87%

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Jun 29, 2020
Property Address	3520 SHIPWATCH RD, KIAWAH ISLAND, SC 29455-5635
Document Number	0893/0701
Book / Page	000893 / 000701
Instrument Date	Jun 18, 2020
Transaction Type	Transfer
Record Updated	Jul 20, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,250.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	926 BROOKSTOWN AVE WINSTON SALEM NC 271013625, WINSTON SALEM, NC 27101-3625

Tax Assessment & Valuation

The 2025 property tax bill for 3520 Shipwatch Rd was $32,325, up 10.8% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Kiawah Island Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$32,325.00 (+10.76%)	$2,307,188 (+1,816.59%) Land $577,875 Building $1,729,313	$2,755,000 Land $689,000 Building $2,066,000
2024	$29,185.00	$120,380
2022	$16,961.00	$75,000	$1,250,000 Land $310,000 Building $940,000
2020			$2,675,000 Land $670,000 Building $2,005,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3520 Shipwatch Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 913 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2,060 units insured incl. 1,147 condo units
Nearby Flood Claims	184 (1989–2023)
Most Recent Claim	Aug 2023 · Hurricane Idalia
Claims by Event	Hurricane Irma, Sep 2017 · 45 claims Severe Storms And Flooding, Oct 2015 · 46 claims Hurricane Hugo, Sep 1989 · 61 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3520 Shipwatch Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 86% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIAWAH ISLAND UTILITY serves 9,550 people · EPA ID SC1010008
Water Source	Purchased surface water from ST JOHN'S WATER
Last State Inspection	Feb 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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