3520 Santa Clara Ave, Oxnard, CA 93036 Property Records

Ventura County property record for 3520 Santa Clara Ave, Oxnard, CA 93036

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 1,903 sqft · built 1927
Lot Size	0.25 acres (10,878 sqft)
Owner	Individual Name on File
Last Sale	$668,000 (Apr 2007)
Tax Bill	$10,873 (2025)
Deeds & Mortgages	Feb 2022 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`149-0-051-215`

Property Details

APN / Parcel Number

Primary APN	`149-0-051-215`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,903 sqft Living Area
1st Floor Area	1,903 sqft

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Lot Area	10,878 sqft (0.25 acres)
Lot Dimensions	167 ft deep x 65 ft wide
Garage Area	771 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	45 sqft

Location & Zoning

Street Address	3520 SANTA CLARA AVE
City	OXNARD
State	CA
Zip	93036-7910
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE
Legal Description	LOT 65
Legal Subdivision	MAP RANCHO SANTA CLARA DEL NORTE
Legal Block	51
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	1
Census Block	1001
Census Tract	5002

Owner

3520 Santa Clara Ave is owned and occupied by an individual who bought it in April 2007.

Source: Ventura County records, as of July 15, 2026

Owner of Record	Individual Name on File
Mailing Address	3520 SANTA CLARA AVE, OXNARD, CA 93036-7910
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 18, 2007 · Amount on File
Deed Sale	Apr 18, 2007 · Amount on File
Prior Sale	Feb 1, 1995 · Amount on File
Deed Document Number	200779875
Prior Transfer Date	Mar 2, 1994
Prior Transfer Doc	0000037414
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	3520 SANTA CLARA AVE, OXNARD, CA 93036-7910
Transaction Type	Mortgage
Record Updated	Mar 2, 2022
Title Company	TIMIOS TITLE INC, TIMIOS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3520 SANTA CLARA AVE, OXNARD, CA 93036-7910

Mortgage

Document Number	2022000020523
Date	Feb 17, 2022
Instrument	2022000020523

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 3520 Santa Clara Ave was $10,873 with a homeowner's exemption, up 1.4% from the year before.

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Secondary School District	Oxnard Union High School District (09 - 12)
Elementary School District	Rio Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$912,863 (+2%) Land $683,288 Building $229,575
2025	$10,873.00 (+1.36%) Homeowner's exemption	$894,964 Land $669,890 Building $225,074
2024	$10,727.00 (+12.6%)
2023	$9,527.00 (+14.07%) Homeowner's exemption	$772,000 Land $502,000 Building $270,000
2022	$8,352.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3520 Santa Clara Ave in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	33 (1978–1998)
Claims Outside the SFHA	4 of 33
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 7 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3520 Santa Clara Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NYELAND ACRES MUTUAL WATER CO private · serves 975 people · EPA ID CA5602111
Water Source	Groundwater
Last State Inspection	Aug 2024
Also Mapped Here	UNITED WTR CONS DIST
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	4,000 / 4,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Rocket Broadband.

Nearby Properties on Santa Clara Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures