3520 S Liberty St, Independence, MO 64055 Property Records

Jackson County property record for 3520 S Liberty St, Independence, MO 64055

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 892 sqft · built 1956
Lot Size	0.192 acres (8,378 sqft)
Owner	2 Individual Names on Record
Last Sale	$226,159 (Sep 2026)
Tax Bill	$1,705 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Aug 2025 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`33-220-05-39`

Property Details

APN / Parcel Number

Primary APN	`33-220-05-39`
Alternative APNs	`33-220-05-39-00-0-00-000` `33220053900000001` `877273`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	892 sqft Living Area
1st Floor Area	878 sqft
Basement Area	820 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Frame/Masonry
Construction Type	Steel Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,378 sqft (0.192 acres)
Lot Dimensions	120 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	338 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	877273
Street Address	3520 S LIBERTY ST
City	INDEPENDENCE
State	MO
Zip	64055-3256
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HALL MANOR LOT 34
Legal Subdivision	HALL MANOR
Legal Block	4
Legal Lot Number	34
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	4
Census Block	4005
Census Tract	12200

Owner

Source: Jackson County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3520 S LIBERTY ST, INDEPENDENCE, MO 64055-3256
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2026	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage COMMUNITYAMERICA CREDIT UNION
Aug 1, 2025	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Apr 7, 2026	Deed of Trust, Mortgage · Line of Credit ALOHA TITLE, ALPHA TITLE
Apr 7, 2026	Warranty Deed, Transfer · Line of Credit ALOHA TITLE, ALPHA TITLE
Apr 7, 2026	Warranty Deed, Construction Loan · Line of Credit VERNON BANK
Mar 13, 2026	Deed, Transfer
Mar 13, 2026	Trustee's Deed, Foreclosure
Mar 26, 2021	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Mar 5, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2026 · Amount on Record
Deed Sale	Sep 8, 2026 · Amount on Record
Prior Sale	Apr 7, 2026 · Amount on Record
Deed Document Number	202667542
Prior Transfer Date	Mar 12, 2026
Prior Transfer Doc	00E0018473
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Sep 8, 2026
Property Address	3520 S LIBERTY ST, INDEPENDENCE, MO 64055-3256
Document Number	0000067542
Instrument Date	Aug 12, 2026
Instrument	202667542
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 23, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3520 S LIBERTY ST, INDEPENDENCE, MO 64055-3256

Mortgage

Document Number	0000068101,
Date	Sep 8, 2026
Instrument	2026E68101

Lender

Name	COMMUNITYAMERICA CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	3520 S LIBERTY ST, INDEPENDENCE, MO 64055-3256
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9700 KEYSTONE DR, LEES SUMMIT, MO 64086-9724

Mortgage

Document Number	00E0054968
Date	Aug 1, 2025
Instrument	2025E0054968

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	308 Months
Due	Apr 1, 2051

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Recording Date	Apr 7, 2026
Property Address	3520 S LIBERTY ST, INDEPENDENCE, MO 64055-3256
Document Number	00E0025103
Instrument Date	Mar 31, 2026
Instrument	202625103
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ALOHA TITLE, ALPHA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266

Mortgage

Document Number	0000025103,
Date	Apr 7, 2026
Instrument	202625103

Lender

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6%
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Apr 7, 2026
Property Address	3520 S LIBERTY ST, INDEPENDENCE, MO 64055-3256
Document Number	0000025102
Instrument Date	Mar 30, 2026
Instrument	2026.25102
Transaction Type	Transfer
Record Updated	Apr 29, 2026
Title Company	ALOHA TITLE, ALPHA TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership

Mortgage

Document Number	00E0025103,
Date	Apr 7, 2026
Instrument	2026E.25103

Lender

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.01%
Max Rate	-1%

April 2026: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Apr 7, 2026
Property Address	3520 S LIBERTY ST, INDEPENDENCE, MO 64055-3256
Document Number	00E0025102
Instrument Date	Mar 30, 2026
Instrument	202625102
Transaction Type	Construction Loan
Record Updated	Aug 31, 2026
Title Company	ALPHA TITLE LLC, ALPHA TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership

Mortgage

Document Number	0000025103,
Date	Apr 7, 2026
Instrument	2026E25103

Lender

Name	VERNON BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months

Interest

Max Rate	-1%

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	JACKSON MO
Recording Date	Mar 13, 2026
Property Address	3520 S LIBERTY ST, INDEPENDENCE, MO 64055-3256
Document Number	00E0018473
Instrument Date	Mar 12, 2026
Instrument	2026E0018473
Transaction Type	Transfer
Record Updated	Mar 24, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13155 S HOMESTEAD LN, OLATHE, KS 66061-9662

March 2026: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	JACKSON MO
Recording Date	Mar 13, 2026
Property Address	3520 S LIBERTY ST, INDEPENDENCE, MO 64055-3256
Document Number	00E0018473
Instrument Date	Mar 12, 2026
Instrument	2026E0018473
Transaction Type	Foreclosure
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13155 S HOMESTEAD LN, OLATHE, KS 66061-9662
Investor	Possibly a Property Investor

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Mar 26, 2021
Property Address	3520 S LIBERTY ST, INDEPENDENCE, MO 64055-3256
Document Number	00E0032777
Instrument Date	Mar 23, 2021
Instrument	2021E0032777
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	AT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture
Address	3520 S LIBERTY ST, INDEPENDENCE, MO 64055-3256

Mortgage

Document Number	00E0032778
Date	Mar 26, 2021
Instrument	2021E0032778

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON MO
Recording Date	Mar 5, 2020
Property Address	3520 S LIBERTY ST, INDEPENDENCE, MO 64055-3256
Document Number	0000E19011
Instrument Date	Mar 3, 2020
Instrument	19011E
Transaction Type	Transfer
Record Updated	Apr 1, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3520 S LIBERTY ST INDEPENDENCE MO 640553256, INDEPENDENCE, MO 64055-3256

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$23,870 (-) Land $4,032 Building $19,838	$125,630 (-)
2025	$1,705.00 (-37.89%)	$23,870 (-39.76%) Land $4,032 Building $19,838	$125,630 (-39.76%)
2024	$2,745.00 (+2.35%)
2023	$2,682.00	$39,626 Land $3,473 Building $36,153	$208,560

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Google Fiber, Verizon, Wisper ISP.

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