3520 Riverside Trl, Temple, TX 76502 Property Records

Bell County property record for 3520 Riverside Trl, Temple, TX 76502

Property Summary

Property Type	Misc Structure / Fixture
Details	1,012 sqft · built 2008
Lot Size	3.71 acres (161,695 sqft)
Owner	Individual Name on File
Tax Bill	$2,263 (2023)
Deeds & Mortgages	Nov 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`0440351100`

Property Details

APN / Parcel Number

Primary APN	`0440351100`
Alternative APNs	`402588` `645365`

Interior

Stories	1 Story
Building Area	1,012 sqft Gross Area
1st Floor Area	1,012 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Lot Area	161,695 sqft (3.71 acres)
Deck Area	234 sqft

Location & Zoning

Account Number	645365
Street Address	3520 RIVERSIDE TRL
City	TEMPLE
State	TX
Zip	76502-5919
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Misc Structure / Fixture
Legal Description	A0005BC N CHANCE, ACRES 3.712
Legal Subdivision	N CHANCE
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	1
Census Block	1032
Census Tract	21203

Owner

Source: Bell County records · APN 0440351100

Assessment roll updated August 1, 2023 · Last verified April 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 1272, TEMPLE, TX 76503-1272
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 13, 2008
Deed Sale	Jun 13, 2008
Deed Document Number	200800025477
Record Updated	Jun 07, 2026

November 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BELL TX
Property Address	3520 RIVERSIDE TRL, TEMPLE, TX 76502-5919
Document Number	0000048629
Instrument Date	Nov 21, 2018
Transaction Type	Mortgage
Record Updated	Dec 07, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3520 RIVERSIDE TRL TEMPLE TX 765025919, TEMPLE, TX 76502-5919

Mortgage

Document Number	0000048629
Date	Nov 26, 2018
Book Page	010664/000085
Instrument	48629

Lender

Name	HORIZON BK SSB
Type	Bank
Address	AUSTIN, TX 78701

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Nov 25, 2028

Interest

Rate	7.75%

Tax Assessment & Valuation

Source: Bell County records · Assessment roll updated August 1, 2023 · Last verified April 2024

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,263.00 (-28.43%) Homeowner's exemption Senior Citizen's exemption	$327,050 Land $123,313 Building $203,737	$327,050 Land $123,313 Building $203,737
2022	$3,162.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bell County (48027C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 480270212031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	10 (1979–2024)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Apr 2024 · rainfall accumulation

Wildfire

Wildfire Risk	Moderate above 60% of the US · above 43% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 54 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: AMG Technology Investment Group.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	CITY OF TEMPLE serves 94,935 people
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.