Madison County property record for 3520 River Dr, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.86 acres (81,022 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $141 (2025) |
| Deeds & Mortgages | Jul 2021 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 0038-0003-0026 |
| Primary APN | 0038-0003-0026 |
|---|---|
| Alternative APNs |
|
| Lot Area | 81,022 sqft (1.86 acres) |
|---|
| Account Number | 43101 |
|---|---|
| Street Address | 3520 RIVER DR |
| City | RICHMOND |
| State | KY |
| Zip | 40475-8414 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUNSWEET TRACT R-8 (1.86 ACRES) |
| Legal Subdivision | SUNSWEET |
| Legal Tract | R-8 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BOONESBOROUGH-WHITE HALL |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 10103 |
3520 River Dr is owned and occupied by an individual who acquired it in July 2021.
Source: Madison County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 297, RICHMOND, KY 40476-0297 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 13, 2021 |
| Deed Sale | Jul 13, 2021 |
| Prior Sale | Aug 13, 2010 · Amount on File |
| Deed Document Number | 2014044481 |
| Deed Book / Page | D808 / 401 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jul 13, 2021 |
| Property Address | 3520 RIVER DR, RICHMOND, KY 40475-8414 |
| Document Number | 00D808/401 |
| Book / Page | D808 / 401 |
| Instrument Date | Jul 12, 2021 |
| Instrument | 2014044481 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 297, RICHMOND, KY 40476-0297 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 297, RICHMOND, KY 40476-0297 |
The 2025 property tax bill for 3520 River Dr was $141 with an additional exemption.
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $141.00 Additional exemption filed | $15,000 | $15,000 |
| 2023 | $145.00 | $15,000 | $15,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3520 River Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2010–2025) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3520 River Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 25 / 3 |
| Windstream DSL | 25 / 3 |
4G LTE (outdoors only), no 5G reported
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